Senior Compliance Analyst - UDAAP - Full-time

The UDAAP Program sits in Corporate Compliance as part of the Enterprise Compliance Programs group.

The UDAAP Program is designed to:
(1) help educate employees, customers, management, and regulators about the Companys UDAAP compliance practices, and (2) identify and help correct practices that expose our customers and our Company to UDAAP risk.

Members of this team work closely with other compliance professionals, attorneys in the Law Department, and senior managers and officers in the various businesses and business risk organizations.

The UDAAP Program:
- Regularly assesses UDAAP risk
- Identifies, tracks, and monitors corrective actions
and process enhancements related to UDAAP risk
- Develops and delivers UDAAP training
- Supports an enterprise-wide Fair and Responsible
Banking Committee
- Reviews and investigates complaints
- Drafts and coordinates regulatory exam responses
- Evaluates potential new initiatives
- Partners with the business to achieve business goals
by minimizing UDAAP compliance risk, and helps to
ensure that practices, policies, procedures, training,
and systems work together as a cohesive system to
effectively control for UDAAP risk
- Monitors UDAAP risk through meaningful key risk
indicators

Responsibilities may include:
- Executing on any element of the UDAAP Program
- Leading discrete portions of larger projects
- Coordinating work-flow with multiple partners from
the business, Law Department, and risk officer
organizations
- Developing, reviewing, and revising key UDAAP
policies, procedures, and training materials
- Helping to execute the annual enterprise-wide
UDAAP risk assessment (identifying inherent risks
across the life-cycle of each product, evaluating the
controls environment to arrive at residual risks, and
tracking and reporting on the completion status of
prioritized recommended enhancements)
- Obtaining and developing content for presentations
to the Fair and Responsible Banking Committee
- Establishing formal and informal communication
between the UDAAP Program and each business
line
- Coordinating key metrics, risk appetites, and
escalation thresholds across the business to
implement regular monitoring, and reporting on
those results
- Working with the business to create and update
process flows for UDAAP risk areas that show key
UDAAP controls
- Assists in the evaluation of UDAAP risk associated
with new initiatives and escalated complaints

Qualifications

*Excellent organizational and project management skills and the ability to execute on multiple projects and understand how they fit into the larger UDAAP Program

*Ability to identify potential UDAAP issues and make recommendations to senior managers

*Ability to communicate effectively (both orally and in writing) with senior management, senior attorneys, vendors and other third-parties, and regulators

*At least six 3-4 or more years of compliance, audit, law, or risk management experience (a Certified Regulatory Compliance Manager (CRCM) or similar certification is preferred, but not required)

*Familiarity with financial regulations (such as the ECOA/Reg B, SCRA, FCRA, FDCPA, TILA/Reg Z, and UDAAP)

*Familiarity with corporate compliance programs, including risk assessments, testing and monitoring, training, policy/procedure development, and implementation of new products and business processes

*Proficiency with MS Word, PowerPoint, Excel, Access, Project, Visio, Outlook and Lotus Notes

*Lean experience a plus

*Bachelors degree required

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