Mortgage Loan Originator-Low Pen Market

GENERAL FUNCTION: Within a market defined by Distribution Strategies as low penetration, performs a wide range of duties relating to the origination of residential1st mortgage loans from branch offices and outside referrals. Meets standards andobjectivesdefined by management for mortgage loan sales and cross-selling objectives. Assumes overall responsibility for the residential mortgage loan from application to closing.ESSENTIAL DUTIES & RESPONSIBILITIES:* Develop referral contacts (realtors, builders, professional and personal contacts).* Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.* Maintain knowledge of available loan products, processing procedures, and underwriting andgeneral departmental guidelines.* Follow defined protocol for escalation exceptions.* Take applicant applications by completing Fannie Mae form 1003 on the laptop.* Utilize the laptop for communication and access of daily rates, applicant credit reports, LoanProspector responses and transmitting the loan to LOMAS.* Collect appropriate documentation from each applicant and deliver loan package in the timeframes set by management.* Manage pipeline for all originated loans through closing and complete required managementreports.* Communicate with branches and/or applicants of providing timely updates and progress reports.* Maintain high levels of customer service while managing each applicant's and support staff#sexpectations.* Attend and participate in all Consumer Lending meetings as required by management.SUPERVISORY RESPONSIBILITIES: None.

Experience

MINIMUM KNOWLEDGE & SKILLS REQUIRED:* High school diploma or equivalent mandatory. Four-year college degree preferred.* Knowledge of conventional and/or government lending guidelines.* Knowledge of residential mortgage processing, underwriting, and closing procedures.* Knowledge of federal lending regulations governing real estate lending.* Demonstrated organizational skills.* Strong written and verbal communications skills.* Demonstrated teamwork and customer service skills.* Proven computer skills.* Basic sales technique skills.* Strong desire to excel in a competitive environment.* This position requires S.A.F.E. Act registration at the time of employment through theNationwide Mortgage Licensing System (NMLS). The NMLS web site(mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration requiredFor employment in this position.All the above duties and responsibilities are essential job functions for which reasonable accommodation will be made. Alljob requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to perform the jobproficiently. This position description is not to be construed as an exhaustive statement of duties, responsibilities orrequirements. Employees may be required to perform any other job-related instructions as requested by their supervisor,subject to reasonable accommodation