Credit Risk Analytics Consultant 3 - Full-time / Part-time

Job Title:

Credit Risk Analytics Consultant 3

Job ID Number:

5175081

Schedule Type:

Reg-Time

Work Hours:

40

Location:

Concord,CA

Qualifications:

Job Description

Wells Fargo's Consumer Lending Group (CLG) is an industry leader in supporting homeowners and consumers. We put customers at the center of all that we do. We make every decision - and design every product and service - with our customers in mind.

It starts with you. We must attract, develop, retain and motivate the most talented people - those who care and who work together as partners across business units and functions. We value and promote diversity and inclusion in every aspect of our business and at every level of our organization.

The CLG team includes Home Lending, Consumer Credit Card, Personal Loans and Lines, Direct Auto, Dealer Services, Commercial Auto, Retail Services and Education Financial Services including the professional services teams that partner with these businesses - Human Resources, Finance, Credit Risk, and Compliance & Operational Risk.

Consumer Unsecured Credit Risk Management (CUCR) focuses on the credit risk management of multiple businesses -- consumer credit card, personal loans and lines, retail services and education financial services. Within CUCR, the loss forecast modeling team is responsible for developing loss forecasting models as well as model production, monitoring and model governance.

We seek a highly motivated Credit Risk Analytic Consultant to join the model governance team supporting CUCR.

Key Responsibilities:

Enhance, execute, and document model governance control processes, as well as have responsibility for collecting evidence of process controls and interacting directly with stakeholders for internal and external audits and regulatory reviews. Manage internal and external audit requests, as well as regulatory audit requests. Key member of the model governance team, executing model governance functionality encompassing the entire model risk management cycle for data risk management, model development, implementation, production and monitoring and model result review. Continue to evaluate adequacy and effectiveness of model governance process compliance; identify risks, develop corrective action plans, and ensure that all corrective actions have been completely and successfully implemented by the business according to agreed timeline.

The successful candidate is expected to act as a change agent and strongly support the continual need for change by championing strong model risk management governance and presenting them so others can support them; be comfortable challenging the usual approach of doing things, and find new and better ways to execute model governance.

You will have the opportunity to interact with multiple lines of business and senior management, as well as internal and external auditors. You will also engage in ongoing discussions and planning with partners such as CMoR, CFMO and model governance teams, as well as auditors and external regulators.

**Will consider other locations within the Wells Fargo footprint**

Required Qualifications

7+ years of risk reporting experience, risk analytics experience, or a combination of both

Desired Qualifications

Excellent verbal, written, and interpersonal communication skills Strong organizational, multi tasking, and prioritizing skills

Other Desired Qualifications

Basic SAS, SQL and UNIX programming skills. Good understanding of modeling concept, production and model governance Prior experience with working in a highly regulated industry Knowledge and understanding of risk: modeling, econometric methodologies, and statistical simulation' Ability to work both independently and collaboratively as part of a team within the CLG Risk and with senior line of business associates and other support partners. Experience with Wells Fargo internal risk systems Dedicated, enthusiastic, self-driven and performance-oriented with strong work ethic Well organized with strong capability in managing multiple priorities and meeting projects timelines and deliverables Able to demonstrate recent and relevant experience working in a deadline driven environment providing timely and accurate deliverables Understanding of key regulatory compliance risk components, including experience driving consistency and quality across all aspects of a risk function, including a solid understanding of process controls Ability to consult, build, and maintain solid working relationships in and outside of immediate department Outstanding problem solving and decision making skills Working knowledge of CFMO, CICAT or MoRS

Disclaimer

All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

Relevant military experience is considered for veterans and transitioning service men and women.

Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.