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Overdraft Analyst - Full-time / Part-time
•30 days ago
| Hours | Full-time, Part-time |
|---|---|
| Location | Brecksville, OH, United States Brecksville, Ohio |
About this job
- Mitigates monetary loss resulting from overdraft activity. With guidance, researches and analyzes credit and debit activity within customer accounts and resolves or escalates issues. Interacts with internal service partners to ensure approval of unsecured extensions for overdrafts.
- Under guidance, researches, documents and resolves negative monetary positions associated with transaction risk occurring in demand deposit accounts. Provides funding solution recommendations to internal service partners in order to prevent financial loss.
- Under supervision, processes and gains approval for unsecured extensions of credit caused by an overdraft or daylight overdraft in accordance with policies and procedures. Under guidance, assigns the correct approval level to each approval document based on dollar amount and credit rating.
- Reviews and obtains approval for all automated clearinghouse (ACH) files suspended due to inadequate operations exposure limits. Assigns the correct approval level to each approval document based on amount, obligor rating and detailed exceptions.
- Effectively communicates the cause of overdraft or daylight overdraft activity to customers and internal service partners through verbal and written communication.