Underwriter

Manpower has an immediate need for a skilled UNDERWRITER in the Saint Petersburg area. Come share your skills with a well-established Financial Company! In this role, you will act as Underwriter of residential and consumer lending applications, ensuring excellent customer service is provided, a profitable loan is originated and all standard underwriting guidelines are met. This position requires the analysis of situations or problems to which there are several alternative approaches and requires the ability to devise methods, use limited independent judgment, generally within established policy of a supervisory or technical nature. Works under direct supervision, accountable for quality/reliability of work performed. Responsibilities: -Underwrites credit package and prepares recommendation for presentation to Loan Committee, using Desktop Underwriter system, ensuring compliance with company, state, federal and, if applicable, agency and investor guidelines. -Reviews and analyzes real estate appraisals for acceptance in connection with residential loan transactions. -Maintains knowledge of company loan programs, as well as secondary market investors' underwriting/documentation requirements. -Interacts professionally with Clients, Associates, Correspondent Lenders, CPA's Mortgage Insurance companies and Financial Advisors to provide professional customer service, upholding the Service 1st philosophy. -Obtains, prepares, and reviews documents for origination and processing phases of residential loans. -Coordinates the approval of underwriting conditions; performs review of the file prior to closing. -Performs analysis of tax returns, financial statements and review of Title Commitments. -Performs other duties and responsibilities as assigned. Requirements: -Must be at least 18 years of age. -Must have a high School diploma and a minimum of five (5) years of residential mortgage and consumer processing experience or an equivalent combination of education, training or experience. -Must have knowledge of FNMA and FHLMC underwriting guidelines, national multi-state federal and state lending laws, and portfolio residential lending. -Must be familiar with FNMA Desktop Underwriting and government underwriting. -Must have a high degree of skill in data analysis, critical thinking, problem solving, and creativity. -Must have exceptional organizational skills, including a high level of accuracy and attention to detail. -Must have effective oral and written communications sufficient to convey details on various mortgage loan products and processes. -Must have good computer skills, typing skills, and multi-tasking skills. -Must have a good mathematical aptitude -Must be able to research and analyze financial statements, complex tax returns, and financial and credit reports. *Shift is an office hour shift, and position is anticipated to last 4-6 months. Pay is $25 - $26 per hour. Interested and qualified? Click: Apply!