AVP, Credit Portfolio Sr Analyst (Rewards Policy)

    Citigroup Inc.
    Wilmington, DE, WILMINGTON, DE
    Full-time, Part-time

    Job Description



    This role is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally. They will own and develop quantitative risk framework and associated risk analytics to optimize acquisition underwriting and ECM strategies for Rewards cards portfolio. Leverage external credit bureaus & internal Citi data to formulate objectives, develop analytical solutions, and perform statistical analyses using CHAID and other advanced segmentation techniques to identify relationships and trends in data, as well as any factors that could affect these results

    Additional Responsibilities:
    • Develop and test experimental designs, sampling techniques, and analytical methods to identify underserved segments within risk appetiteboundaries andprepare the test data for processing by organizing information, checking for any inaccuracies, and adjusting / weighting the raw test results to design credit policies whilebalancing risk and return.
    • Evaluate, implement and monitor sophisticated leading edge analytic tools such as machine learning models in the underwriting and ECM process
    • Evaluate and make business case for usage of non-traditional data sources in credit decisioning process
    • Create management reporting for Senior Leadership using Business Intelligence tools like Cognos, Tableau to monitor and report the results of statistical analyses.
    • Analyze portfolio performance at a granular segment level on an ongoing basis. Identify trends and conduct data driven root-cause-analysis using SAS and SQL to isolate key performance drivers.
    • Communicate policy changes and test recommendations, program approvals, performance trends with business partners, senior management and external regulators.
    • Collaborate with Marketing, product, Finance, and Legal to drive new projects including new product launch, enhanced tech capabilities, improving business profitability to mention a few.
    • Lead multiple cross-functional projects simultaneously through effective project management. Create, update, and track project plans for multiple deliverables.
    • Communicate clearly and effectively to technical and non-technical audience.
    Qualifications:
    • 0-3 years' experience in financial, economics or other analytical capacity in a relevant field (Experience can be offset byMaster's Degree or PhD)
    • Knowledge of commercial risk analytics
    • Ability to apply credit and risk principles toward business goals
    • Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
    • Proven ability to remain organized in a fast-paced environment, managing multiple projects
    • Proven interpersonal, organizational and analytic skills

      Education:
    • Bachelors Degree required in statistics, mathematics, engineering, physics, or economics
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    Grade :All Job Level - All Job FunctionsAll Job Level - All Job Functions - US

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    Time Type :Full time

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    Citi is an equal opportunity and affirmative action employer.
    Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

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    Posting ID: 548697802Posted: 2020-02-11