The job below is no longer available.
Use left and right arrow keys to navigate
Estimated Pay $45 per hour
Hours Full-time, Part-time
Location Quincy, Illinois

Compare Pay

Estimated Pay
We estimate that this job pays $45.26 per hour based on our data.

$28.66

$45.26

$86.66


About this job

Job Details
Job Location
Operations - Quincy, IL
Position Type
Full Time
Education Level
4 Year Degree
 Travel Percentage
Negligible
Job Summary & Key Accountabilities

First Bankers Trust Company is offering a fast-paced job opportunity for interested candidates! Apply today to secure a fulfilling career along with these additional perks:

  • Comprehensive, value-added career opportunities
  • Focus on career development, broad exposures, and learning new things daily
  • Opportunities to help others and make a difference in the community
  • Opportunities to participate in special interest groups, such as Women's Leadership or Young Professionals, or one of our Employee Resource Groups
  • Competitive full benefits package including HSA with investment options, 401K with match, and profit sharing
  • Vacation and PTO time reflective of your experience
  • Volunteering time off of 12 hours per year
  • Hybrid/remote work schedule in alignment with our e-commuting policy
  • Access to a library over 6,000 personal and professional development on-line courses, hosted by Udemy Business
  • Participation in our company-wide employee wellness incentive program, and the ability to earn a discount on your next year's premiums

The Credit Analyst II position is accountable for supporting the commercial and agricultural bankers by conducting credit investigations, analyzing credit information pertaining to loans, and conducting ongoing financial monitoring and annual reviews. This position works closely with the bank's commercial and agricultural bankers, as well as other members of the credit department, in the execution of day to day activities. This position's incumbent may participate in a hybrid onsite/remote work schedule following the initial training period, subject to supervisor approval.

  • Completes accurate and consistent financial statement spreads, quarterly trend analysis, covenant tests, stress tests, and collateral reviews in accordance with established standards and credit policies.
  • Assists with portfolio management by tracking credit approval requirements, monitoring loans, collecting and analyzing financial/credit information to ensure loan is secure, preparing reports, and escalating issues.
  • Prepares collateral evaluations on loans under $500K.
  • Conducts a review of the information and makes an assessment on the information collected, offers opinions concerning credit-worthiness, and prepares follow up questions to pass to banker to address with customers.
  • Completes annual loan reviews and quarterly watch list performance reports.
  • Maintain all credit files with sufficient documentation to meet audit requirements.
  • Maintain and report on scorecard metrics.
  • Occasionally participates in joint sales calls with bankers.
  • Develops and implements small projects
  • Performs other duties and projects as assigned and requested.
Key Competency Requirements
  • Bachelors Degree in Accounting, Business or Finance-related field
  • 2-4 years of related experience/exposure within the banking industry
  • Demonstrates aptitude for mathematical and/or financial transactions
  • Demonstrates strong analytical thinking skills
  • Demonstrates ability to execute day to day work independently
  • Demonstrates effective time management skills/ability to meet deadlines
  • Demonstrates ability to thrive in a fast-paced environment and multi-task daily job duties
  • Demonstrates ability to address basic to moderately complex job related/technical issues and problems with guidance, and refers more complex issues to higher-level staff
  • Demonstrates strong written and verbal communication skills
  • Demonstrates ability to develop and execute small to medium-term functional and/or cross-functional projects
  • Demonstrates strong team collaboration/team work skills, with ability to work in diverse teams and build/maintain positive working relationships
  • Proficient in Microsoft Office including Word, Excel, Outlook, and related applications; willingness to learn new technologies
  • Demonstrates strong customer service skills (preferred)

Our values reflect our culture: Everyone is Valued, Do The Right Thing, Friendly Family, & Fun, Dream Big/Act Small, Accountability, Innovation

When you choose to become a part of the team at First Bankers, you are getting more than a job. What comes along with the daily work is making a difference in other people's lives, working closely with teammates who are people you enjoy, contributing to a bigger picture, balancing work and home commitments, and developing yourself and your career. If that sounds like a good deal to you, apply for a position today.

First Bankers Trust Company is an equal opportunity employer and supports diversity in the workplace. Qualified applications will receive consideration for employment without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Our HR team will reach out to the applicants who meet the qualifications and are most closely aligned with the requirements of the position.