Come work for a bank that has been listed as a TOP WORKPLACE by the Journal Sentinel 7 times!!!
The Lending Quality Control Specialist is responsible for ensuring accuracy and completeness of residential and consumer loan files; reviews files prior to the loan closing and; ensures accuracy of HMDA Loan/Application Register for loan files.
Performs pre-closing file review of residential loans which includes, but is not limited to: review of loan documents to terms of the loan approval; review of the HUD; completing a document inventory; and identifying any corrections needed and delivering file to the Loan Processor for correction.
Performs pre-closing review for consumer loan processing department.
Follows up on post closing documents such as recorded mortgages and final title policies as well as other various documents requested from borrowers, closing agents, and other vendors (insurance agents, PMI companies appraisers, etc), for all service retained loans.
Reviews HMDA Loan/Application Register for accuracy and completeness for all adverse residential loan files which includes but not limited to; review of application date; rate lock date; action type and date; and denial reason if applicable.
EDUCATION AND/OR EXPERIENCE:
A high school diploma or equivalent is required; additional education beyond a high school diploma, such as an associate's degree or related technical training from an accredited two-year school program is preferred. Requires at least three years of experience in residential loan processing, closing, post closing, and/or servicing.
Requires proficient experience with Word/Excel and residential and consumer loan origination software; the ability to understand and calculate basic mathematical figures; as well as, the ability to read and understand instructions in written and verbal form. Also requires effective organization skills to handle multiple priorities.