Glacier Bancorp, Inc. (GBCI) is a regional bank holding company providing commercial banking services in 80 communities through 129 banking offices in Montana, Idaho, Colorado, Utah, Washington and Wyoming. GBCI offers an extensive benefits package that includes, but is not limited to, medical, dental, vision, life insurance; retirement plan including employer match and profit sharing; paid vacation, holiday and sick leave. Salary is negotiable depending upon relevant experience.
About the Role
Responsible for coordinating residential Real Estate post-funding Quality Control reviews (working with a 3rd party vendor) and for reviewing a percentage of the vendor's results for the Glacier Bancorp, Inc Divisions. Evaluates level of compliance with state/federal regulations, company policies and investor guidelines. Assists Corporate QC Manager in maintaining an up to date QC program.
This is a Corporate Position, which can be located in any available bank division location across our eight state footprint in AZ, CO, ID, MT, NV, UT, WA, or WY. To learn more about our bank divisions, please visit: .
DUTIES AND RESPONSIBILITIES:
Complete Quality control reviews on a sample of QC vendor reviewed files using software system and QC procedures as part of the vendor due diligence. Assist with necessary evaluation of the vendor's quality of work. Maintain relationship with third party vendor conducting Quality Control reviews or audits of the QC program.
Issue timely and accurate reports to the GBCI Compliance Committee and Management.
Clearly explain and communicate results, findings and recommendations to Division Management. Finalize the responses with the Divisions.
All reviews and supporting documentation will be maintained in the designated folder on the compliance drive and within the SecondLook Software at all times.
Develop and maintain an effective working relationship with all Division and Corporate management and personnel by checking in regularly to make yourself available, attend relevant meetings and determine needed feedback and training. Assist in the flow of information to the Division to ensure communications (i.e. new procedures, policies, forms, etc.) from GBCI are received and understood. Escalate findings or issues when needed to GBCI Management when updated or new processes are needed to prevent future findings.
When requested, serve on committees or special task groups for new regulatory, program or procedural changes.
Assist with pre-funding reviews and QC manual updates as needed.
Coordinates with divisions on loan selection to provide appropriate files to third party QC vendor. Coordinates with vendor on obtaining findings and sending those results to the Bank Divisions.
Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Must complete the assigned online training courses and achieve a passing score by due date.
Minimum of five years of mortgage lending, quality control and/or lending compliance experience is required.
Experience with loan underwriting or working with underwriting standards is preferred.
Experience with one of the following systems is preferred: Encompass, SecondLook QC Software, and/or and/ or Microsoft Suite including Microsoft Excel
A Bachelor's degree in a related field. Equivalent combination of education and experience may be considered.
Must attain a professional designation such as Certified Regulatory Compliance Manager (CRCM) or Certified Community Bank Compliance Officer (CCBCO) within 12 months of hire.
KNOWLEDGE, SKILL, ABILITY:
Sufficient banking and regulatory knowledge, organizational and technical skill for performing all required monitoring and reviews.
Monitor, analyze and apply compliance rules, regulations and procedures.
Ability to communicate, both orally and in writing, with others in the Company to perform effective audits and to report the results.
Demonstrated effective interpersonal relationships and teamwork.
Professional verbal and written communication skills.
Strong interpersonal skills, using considerable tact, diplomacy, and judgment.
Ability to work independently to carry out assigned tasks.
Ability to work with minimal supervision.
Able to handle sensitive and confidential information.
Good problem-solving skills and ability to react quickly to respond to arising problems.
Keen attention to detail.
Well organized with ability to prioritize and multi-task in a fast-paced work environment.
Excellent Quality Control Skills.
Thorough knowledge of or ability to learn various office software.
Courtesy and tact are essential elements of the job. Work involves personal contact with customers and others inside and outside the organization, generally regarding fairly routine matters for the purposes of giving and obtaining information or instructions, updating or referring. Communications require shorter and not in-depth discussions most of the time.
WORK ENVIRONMENT: Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise.
Must be capable of up to occasional travel (less than 10 days per year) by automobile (as driver and passenger), commercial airlines, rental vehicles and public transportation and be able to lodge in public facilities.
PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is often required to: sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to: stand; walk; and lift or reach with hands and arms.
Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.
Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.
What We Offer
COMPENSATION & BENEFITS: Salary is dependent upon relevant experience. We offer an extensive benefits package that includes, but is not limited to, flexible health coverage options: medical/dental/vision (partially employer paid with competitive premiums), health rewards program, possible employer contribution to a Health Savings Account, Employee Assistance Program (EAP); life insurance; 401K retirement plan with immediate vesting (up to 3% employer match, 3% automatic employer contribution, and profit sharing); discounted banking products and services; paid vacation/sick days, and paid holidays.
COMPANY OVERVIEW: At Glacier Bancorp, our employees are our most valuable asset. We seek qualified individuals who enjoy people, are innovative and eager to learn. We are dedicated to providing opportunities for personal advancement and professional growth by investing in the tools and training needed to build a personalized career path for you.
Glacier Bancorp, Inc. is a regional bank holding company headquartered in Kalispell, Montana with assets greater than $15 billion, operating in numerous community bank divisions across 8 states (Montana, Idaho, Utah, Washington, Wyoming, Colorado, Arizona and Nevada). We pursue a community banking philosophy, emphasizing personalized service combined with the full resources of a large banking organization. Over the years, Glacier Bancorp has received numerous awards for stability and soundness, and has repeatedly ranked among the top 10% in the nation for financial strength.
We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, age, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.
Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.
No Recruiters or unsolicited agency referrals please.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.