Credit Risk Analytics Consultant 2

Job Title:

Credit Risk Analytics Consultant 2

Job ID Number:

5108136

Schedule Type:

Reg-Time

Work Hours:

40

Location:

Concord,CA

Qualifications:

Wells Fargo's Consumer Lending Group (CLG) is an industry leader in supporting homeowners and consumers. We put customers at the center of all that we do. We make every decision - and design every product and service - with our customers in mind.

It starts with you. We must attract, develop, retain and motivate the most talented people - those who care and who work together as partners across business units and functions. We value and promote diversity and inclusion in every aspect of our business and at every level of our organization.

The CLG team includes Home Lending, Consumer Credit Card, Personal Loans and Lines, Direct Auto, Dealer Services, Commercial Auto, Retail Services and Education Financial Services including the professional services teams that partner with these businesses - Human Resources, Finance, Credit Risk, and Compliance & Operational Risk.

Our Consumer Credit Solutions (CCS) Unsecured Credit Risk t eam manages the credit quality of the unsecured CCS portfolios, partnering with Consumer Financial Services, Education Financial Services and Retail Services from origination through account management and authorizations to collections.

Consumer Credit Solutions portfolio risk management group is looking for an experienced Credit Risk Analytics Consultant to support customer based focused analytics, segmentation and business knowledge. The primary responsible of the role will be for performing various activities related to business analysis and supporting models (QTM) in Account Management and Collections.

Duties may include:

* Performing analysis and/or modeling that maximizes profits and/or asset growth and minimizes credit and/or operating losses and other risk exposures

* Development of programming models to extract data and/or using databases to provide statistical modeling

* Performance of various analyses using SAS to address business objectives, including review of modeling for production/implementation/monitoring

* Coordinating the production of monthly, quarterly, and annual performance reports for senior management

* Analysis and documentation for Audits/Exams requests with relation to Model Governance Qualified candidates will have strong documentation skills, excellent project/process management and communication skills, a strong grasp of analytics utilizing SAS, as well as critical analytical skills to help improve portfolio profitability

* Possess a results driven attitude committed to quality work

Location preference is Des Moines, Iowa; however, all locations listed will be considered

5+ years risk reporting or analytics experience. * Demonstrates analytical and quantitative problem-solving skills with excellent working knowledge in scoring and segmentation using the most information rich data

* Highly skilled experience using SAS, with a deep understanding of MIS system and large databases

* Experience with developing, testing and implementation of strategies and models

* 5+ years prior work experience in risk management or in a financial services industry

* Strong blend of technical problem solving and focus on quality

* Familiar with data validation and reporting processes

* The candidate must demonstrate strong organizational skills, prioritization ability and an ability to learn/ apply new skills quickly

* Must have well developed interpersonal skills and be able to work effectively in a collaborative working environment

* Must be able to effectively communicate performance results, performance updates and key initiatives to senior risk management personnel

* Account Management and/or Collections experience in the financial services sector

* Model and Strategies governance experience

* An advanced degree in statistics, finance, economics, or similar quantitative disciplines