Risk Management Consultant

Are you ready to begin a new challenge and work with the best Insurance Professionals in the business? Then this just maybe the new opportunity you are looking for!

Outsourced to Aon's client PrinREI (Principal Real Estate Investors) a division of Principal Financial Group responsible for providing risk management solutions and consultative services. Located in downtown Des Moines, this position is hybrid with days in office being Monday, Wednesday, and Thursday.

Reports to PrinRei's Assistant Director of Management Services. Some travel may be required.

Aon is in the business of better decisions:

At Aon, we shape decisions for the better to protect and enrich the lives of people around the world.

As an organization, we are united through trust as one inclusive, diverse team, and we are passionate about helping our colleagues and clients succeed.

• Provide insurance expertise for property and casualty lines of coverage. Knowledge of property and general liability rating, reading, and understanding of coverage forms and maintenance of coverage for operational commercial assets and ground up construction.
• Knowledge of employment practice, fiduciary and D&O coverages including occurrence and claim made based coverage forms.
• Identify and analyze risk exposures.
• Serve as subject matter expert to PrinREI's personnel regarding risk controls and insurance coverage.
• Provide expertise in policy and coverage interpretation to operating company personnel.
• Work with PrinRei Development Managers and Joint Venture Partners in assessing insurance needs.
• Provide insurance expertise and knowledge in maintaining, quoting, placement and renewal of Owners Association insurance including D&O coverage.
• Check for adequacy of property and liability insurance coverage and premium for coverage to be purchased/renewed by JV partners and property managers.
• Thorough oral and written communication, develop and maintain effective working relationships with PrinREI departments.
• Review and recommend insurance terms in contracts.
• Conduct contract reviews and coordinate incoming and outgoing insurance certificates issuance and maintenance.
• Handle transit and property modules in Risk Management database (Risk Console)
• Provide ongoing risk management support and expertise as needed.

• Work with the risk management specialist to understand administrative functions working together to identify ways to increase productivity.
• Provide create and update statements of value for acquisitions building replacement reports using Marshall & Swift Building Cost system.
• Purchase NFIP flood insurance as needed.
• Provide input as needed for claims occurring at properties in assigned territory.
• Attend carrier or industry meetings as required.
• Assist with other projects as may be requested.
• Develop maintain communication tools for senior management and operating personnel describing risk management policies, programs, loss control initiatives and claims history.

• Ability to articulate and contribute to presentations to C Suite members.
• Ability to be part of an effective team.
• Strong Communication Skills.
• Organizational Skills.
• Self-starter capable of working with minimal direct supervision.
• Solid Understanding of Microsoft Word, Excel, Outlook.
• Bachelor's degree - concentration in Risk Management a plus
• Professional certificates such as ARM or CPCU a plus
• Experience with insurance underwriting or brokerage

In addition to our comprehensive benefits package, we encourage a diverse workforce. Plus, our agile, inclusive environment allows you to manage your wellbeing and work/life balance, ensuring you can be your best self at Aon. Furthermore, all colleagues enjoy two "Global Wellbeing Days" each year, encouraging you to take time to focus on yourself. We offer a variety of working style solutions, but we also recognize that flexibility goes beyond just the place of work... and we are all for it. We call this Smart Working!

Our continuous learning culture inspires and equips you to learn, share and grow, helping you achieve your fullest potential. As a result, at Aon, you are more connected, more relevant, and more valued.

Aon values an innovative, diverse workplace where all colleagues feel empowered to be their authentic selves. Aon is proud to be an equal opportunity workplace.

Aon provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, creed, sex, sexual orientation, gender identity, national origin, age, disability, veteran, marital, domestic partner status, or other legally protected status.

We welcome applications from all and provide individuals with disabilities with reasonable adjustments to participate in the job application, interview process and to perform essential job functions once onboard. If you would like to learn more about the reasonable accommodations we provide, email

Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time.

The salary range for this position is $70,000 to $75,000 annually. The actual salary will vary based on applicant's education, experience, skills, and abilities, as well as internal equity and alignment with market data. The salary may also be adjusted based on applicant's geographic location.

This position is eligible to participate in one of Aon's annual incentive plans to receive annual discretionary bonus in addition to base salary. The amount of any bonus varies and is subject to the terms and conditions of the applicable incentive plan.

Aon offers a comprehensive package of benefits for full-time and regular part-time colleagues, including, but not limited to: a 401(k) savings plan with employer contributions; an employee stock purchase plan; consideration for long-term incentive awards at Aon's discretion; medical, dental and vision insurance, various types of leaves of absence, paid time off, including 12 paid holidays throughout the calendar year, 15 days of paid vacation per year, paid sick leave as provided under state and local paid sick leave laws, short-term disability and optional long-term disability, health savings account, health care and dependent care reimbursement accounts, employee and dependent life insurance and supplemental life and AD&D insurance; optional personal insurance policies, adoption assistance, tuition assistance, commuter benefits, and an employee assistance program that includes free counseling sessions. Eligibility for benefits is governed by the applicable plan documents and policies.

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