Director - Data Science- Credit & Fraud Risk

DescriptionYou Lead the Way. We’ve Got Your Back.With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.Join Team Amex and let's lead the way together.Our industry is rapidly evolving, and we need courageous, quick thinkers who can shape the strategic decisions that lead our business forward. Whether it’s negotiating with some of our largest global partners or creating next year’s financial plan, you can influence both our day-to-day P&L and the future direction of the company. As part of the team, you can have the opportunity to learn and use the latest data tools and technologies and explore a range of roles to grow your career. Find your place in finance on #TeamAmex. About Credit & Fraud Risk FinanceCredit & Fraud Risk (CFR) Finance team delivers fact-based, decision-driven and high-impact Net Loss Provision forecasts and credit-risk related insights and deep analytics. The key objective is to drive prudent financial decisions and support credit-risk strategies while ensuring adherence to governance and controls. This position will be part of a highly talented team with strong intellectual curiosity. About the Director role:Description:The team supports all regional Finance teams, Risk Management, and Marketing teams on all aspects of Loss Provision. Our key responsibilities include: Planning, Forecasting, & Reporting - Build financial forecasts for Net Loss Provision to aid in investment decisions. Communicate monthly results and highlight key drivers of change to better enable long-term planning.  This position will be lead a highly talented team. Our team is excited about solving business problems through data and insights.How will you make an impact in this role?·  Support Provision Forecasting & Results Analysis of our International Card portfolios, through close partnership with Chief Credit Officers in the regions.·  Develop and present key analyses and monthly recoveries results to senior management.·  Provide thought leadership in development/enhancement of Forecasting models as well as strategic business analytics.·  Work cross-functionally on projects across the Risk Finance organization to help AXP meet its long term growth targets.·  Lead a team of 6 high performing individuals.  ·       Provide decision-support with a strong emphasis on developing analytics that identify trends and opportunities in the portfolio which can be used to optimize Business and Risk decisions.Qualifications:·  Hands-on experience working on financial analytics using large amounts of data·  Advanced excel modeling skills and high level of proficiency in PowerPoint are required·  Proficiency in SQL, Hive/Yellow Brick required; Python preferred·  TM1, Tableau, Power BI or other visualization tools experience is strongly preferred·  BS/MS in Finance, Mathematics, Statistics or Computer Science ·  Previous card/risk management experience and/or 5+ years of work experience preferred.Skills:Solid financial and analytical skills; ability to work with large sets of data and draw meaningful conclusions, empowering our business partners to make smart, information-based decisionsSuperior attention to details, along with exemplary organizational and problem-solving skillsMust be results-driven and proactive with the ability to manage multiple projects and work within tight timelinesDesire to work on ambiguous projects, creating clarity while driving successful and meaningful outcomesA strong work-ethic and robust interpersonal skills, showcasing the ability to maintain and build relationships and effectively collaborate with team members to achieve goalsAbility to drive results in collaboration with multiple stakeholders. QualificationsSalary Range: $150,000.00 to $225,000.00 annually + bonus + equity (if applicable) + benefitsThe above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:Competitive base salaries Bonus incentives 6% Company Match on retirement savings plan Free financial coaching and financial well-being support Comprehensive medical, dental, vision, life insurance, and disability benefits Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) Free and confidential counseling support through our Healthy Minds program Career development and training opportunitiesFor a full list of Team Amex benefits, visit our Colleague Benefits Site.American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws, American Express may provide visa sponsorship for certain positions.US Job Seekers/Employees - Click here to view the “Know Your Rights” poster and the Pay Transparency Policy Statement.If the links do not work, please copy and paste the following URLs in a new browser window:  to access the three posters.Job Field: FinanceSchedule: Full-time