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in Ashland, KY

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Estimated Pay $24 per hour
Hours Full-time, Part-time
Location Ashland, Kentucky

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About this job

Job Description

Job Description

At Ashland Credit Union (ACU), we look for people who are ready to Own Their Journey! Whether you are just beginning your career or looking to achieve more along your professional journey, ACU is a great place to get you on the path that best serves you and our members. If you have a passion to serve, a desire to work in a fast-paced environment and are willing to bring enthusiasm to work with you each day, then you may just find that ACU is the right fit for you.

Do you have a desire to reach higher and empower those around you? Then your journey brought you to the right place and we would like to meet you.

Life is a journey…Own it!

About Us:

Ashland Credit Union is a non-profit and member-owned credit union that has been providing exceptional service to members for over 80 years. Continued growth and adaptability are what has allowed ACU to always be a trustworthy answer for staff and members along whatever journey in life they are on. At Ashland Credit Union, we embolden our members to achieve their financial goals. Along life's journey, it is our mission that staff, members, and the community we serve can count on ACU for guidance as they strive to achieve more in life.

Position Summary:

ACU has an exciting opportunity for a Mortgage Loan Processor to join our Mortgage Department in Ashland, KY.

Job Responsibilities:

Deliver service in alignment with ACU’s Service Standards, Policies and Procedures.

Collect and verify employment, financial data, asset, and liability information. Calculate member’s monthly income and expense ratios. Follow up with members via telephone, email, or face-to-face to obtain necessary documentation.

Coordinate and satisfy follow-up requests from underwriters.

Request required real estate services needed such as Flood Determination Letter, Property Title Searches, and Real Estate Appraisals though approved vendors.

Prepare closing package. Research and resolve all items in the closing package to ensure closing process is on-time and documentation is complete and accurate.

General knowledge of conventional and government loan programs, including FHA, VA, and USDA loans.

Knowledge of mortgage lending regulations, including the Equal Credit Opportunity Act (ECOA), Truth in Lending Act (Reg Z, TILA) and the Real Estate Settlement Procedures Act (RESPA)

Conform with all Fair Lending and anti-discrimination laws set forth by the NCUA and other applicable regulatory bodies.

Other duties as requested by the President, EVP or manager.

Education & Experience Requirements:

High school diploma or GED required.

2+ years’ experience in mortgage processing or similar role

Ability to multitask in a potentially high pressure and time sensitive environment

Independent worker with strong organizational skills and attention to detail

Strong written and verbal communication skills with ability to communicate clearly and professionally

Ability to work Monday thru Friday 8am to 5pm EST

This is not a Remote/Work From Home Opportunity

Ashland Credit Union is committed to building a team that represents a variety of backgrounds, perspectives, and skills. We are committed to diversity and inclusion in the workplace and do not discriminate on the basis of race, sex, age, handicap, religion, natural origin or any other basis of protected class or where prohibited by law.