VP of Mortgage Operations and Efficiency

ABOUT OUR COMPANY:

Founded in 2006, ZINC operates in three capacities; ZINC Financial serves the needs of real estate investors, in over thirty states, for business purpose real estate lending encompassing fix & flip, rental & construction loans. ZINC Auto serves the needs of the non-prime auto industry by acquiring & servicing R.I.S.C (retail installment sales contracts) from used & franchise car dealers throughout the state, and finally ZINC Income Fund serves as our flagship mortgage fund and REIT that allows accredited investors to invest with us, in the vehicle that provides capital for ZINCs loans. As Central Californias number one private money lender with over $1 billion in lifetime lending, we are growing and looking for career minded individuals to join our family.

POSITION SUMMARY:

As a VP of Mortgage Operations at ZINC Financial, you play a pivotal role in steering our operational success. We seek a dedicated professional to lead our operations team, set and surpass monthly goals, manage staffing, and ensure compliance across all departments. Your responsibilities include supervising daily operations, forecasting funding and hiring needs, and maintaining robust communication channels with various stakeholders. Our leaders are integral to upholding our vibrant culture, requiring on-site presence with a commitment to excellence.

RESPONSIBILITIES:

Direct oversight of daily Process operations, including Private Money Processing, Underwriting Funding and Servicing functions, staffing, and training initiatives.

Proactive forecasting of Mortgage pipeline requirements.

Supervision of Process and Underwriting Team Leads for effective pipeline management.

Ensuring internal compliance policies are rigorously enforced while surpassing customer service standards.

Negotiating and resolving issues with our Origination team, brokers and retail clients related to Processing, underwriting, pricing, program changes, and loan requests.

Ability to create, manage update departmental workflows, policies, and procedures.

Collaborating with other departments, including Sales, Senior Management, and support teams.

Timely communication with Origination department and relevant positions to address service level concerns and recommend improvements.

Execution of additional duties and projects as assigned.

QUALIFICATIONS:

Our ideal candidate possesses the following qualifications:

2-5 years of Business Purpose private money Lending experience.

3-5 years of supervisor or management experience in operations within the mortgage industry, with Business Purpose, hard money, or private lending expertise.

In-depth knowledge of Mortgage Industry servicing, including collections, maturity, insurance monitoring, default, foreclosure, Origination, Processing, UW, Title, and escrow, or private money lending.

Proficiency in interfacing with borrowers of various levels of sophistication.

Ability to effectively communicate the companys operations direction to all team members, with expertise in L.O.S. Management.

Highly proficient in written and oral communication for small or large team settings. If you are ready to be a driving force behind ZINC Financials continued success, apply now and become a valued member of our dynamic team.

We look forward to welcoming passionate individuals who share our commitment to excellence and innovation.