Retail and Commercial Loan Officer

Who we are looking for:

We are seeking a full-time Retail and Commercial Loan Officer to join our team! You'll be on the front end of working for an innovative community bank with commercial lending, a mortgage lending leader, and a digital deposit bank covering over 40 states.

Success in this job relies on your time management skills, organization, and positive attitude. In addition, you'll need to be able to:

• Use your strong financial acumen to provide suggestions and solutions to our clients and prospective customers while focusing on the client's financial goals.
• You'll work with our internal teams to determine the creditworthiness of applicants and potential borrowers and originate the loan when deemed applicants are creditworthy.
• Demonstrate strong customer service through attentiveness, listening and connecting with customers, and processing transactions quickly and accurately while providing a positive banking environment.
• Cultivate prospects through client referrals, networking, social media, sales calls, and participation in professional organizations, social contacts, and relationships built in the community.
• Manage, maintain and review client portfolios as necessary to monitor risk and success.
• Act in accordance with all required banking and regulatory requirements.

What you need to be successful:

• 5+ years of commercial/consumer/agricultural lending experience preferred
• Strong attention to detail
• Strong Customer service skills
• Must be a self-starter and able to demonstrate problem-solving and critical-thinking skills
• Quick learner and adaptable
• Excellent interpersonal and relationship-building skills
• Effective oral and written communication skills
• Bachelor's Degree in Accounting, Marketing, Business Administration, Finance or a related field preferred.

Who we are:

Roscoe Bank is a division of Cornerstone Capital Bank. Roscoe Bank is an exceptional bank with a similar mission and history of service and performance that extends over a century. Cornerstone Capital Bank is a new bank, with over $330 million in capital and $2 billion in total assets, and arises from the combination of mortgage industry giant Cornerstone Home Lending and community banking standout Roscoe State Bank. You'll be on the front end of working for an innovative large community bank that is a leader in mortgage lending and community banking and growing in middle-market commercial and real estate lending.

Our mission is to use and improve on our talents to make a difference to the lives of our employees, customers, shareholders, and the people who provide services to us. We employ people who are passionately committed to Cornerstone's Mission, Vision & Core Convictions. Our brand is known for on-time performance - a key core conviction of Cornerstone.

What we offer:

Because we recognize and reward hard work, we offer a competitive salary, a full benefits package, and the potential for a performance-based bonus.

Where you come in:

We are a great company with great people. We work in a tight-knit, goal-oriented team where our customers and other team members can rely on them to ensure accurate and timely service.

We invite you to explore Cornerstone and consider making this your last career destination.

What to do next:

If Cornerstone Capital Bank sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you are a part of our Cornerstone family, we'll continue to invest in you as a valuable asset in our company. As many of our team members can tell you, there's something special about working at Cornerstone.