Senior Underwriting Consultant - Hartford, CT, Islandia, NY or Telecommute

For those who believe in the power of data to help write the next chapter in the history of health care, here's your opportunity. Advancement, an elite group of peers, variety of product lines, and rewards for delivering on our mission ensures you will always be challenged at UnitedHealth Group to do your life's best work.(sm)The Senior Underwriting Consultant will analyze health benefit plan characteristics and assess risks as to frequency and potential severity of loss of clients. They will utilize underwriting criteria and policies to provide proper rating methodologies. They will also build and maintain models to assist in the economic analysis of market alternatives. The Senior Underwriting Consultant is responsible for the evaluation and recommend alternative pricing options and plan design changes based on economic analysis and trends.

 
The position will be responsible for all underwriting functions in support of an existing block of National Accounts medical customers. The candidate should have experience in underwriting large (>10k members) medical accounts, mostly ASO. The candidate may also be required to underwrite other products (dental, vision, CIPP / APP) on both a FI and ASO basis. The candidate will also support various projects across the entire National Accounts book of business. Positions in this function are responsible for assessing and pricing the financial risk associated with group or individual prospective and renewing cases.
Primary Responsibilities:

Prepare financial modeling for reserve calculation, budget calculation, and other ongoing reviews that directly aligns with client strategies
Validate renewals and request for proposals for accuracy including utilization and experience reporting
Conduct competitive analysis of all coverage lines and present financial and contractual findings

Required Qualifications:


Bachelor's Degree required (Math, Finance, Business preferred)
5+ years of experience in healthcare underwriting for any variety of products: PPO, HMO, self-funded, ASO / fully - insured, group or individual
5+ years of experience with Risk Management
Excellent communication skills, both orally and in writing
Intermediate level of proficiency with MS Office suite (including Word, Excel and PowerPoint)
Careers at UnitedHealthcare Employer & Individual. We all want to make a difference with the work we do. Sometimes we're presented with an opportunity to make a difference on a scale we couldn't imagine. Here, you get that opportunity every day. As a member of one of our elite teams, you'll provide the ideas and solutions that help nearly 25 million customers live healthier lives. You'll help write the next chapter in the history of health care. And you'll find a wealth of open doors and career paths that will take you as far as you want to go. Go further. This is your life's best work.(sm)
 
 
Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity / Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.
UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.
 
 
Job Keywords: underwriter, health benefit plan, pricing, trends analysis, financial modeling, calculation, PPO, HMO, self-funded, ASO/fully-insured, group or individual, Hartford, CT, Connecticut, Islandia, NY, New York, telecommute, telecommuting, telecommuter