Refinance Mortgage Banker - East

Would You Like to begin a career with a company that takes pride in delivering Company Leadership, People Leadership, Thought Leadership, and Results Leadership'

There’s no magic formula. Just a simple belief: respect and reward people for being their best. That’s how we work at Discover Home Loans.

We are currently looking for Refinance Mortgage Bankers to join our team! The Mortgage Banker’s responsibilities include, but are not limited to:

• Perform complex sales related duties to receive home equity and/or mortgage leads, convert them into committed applications, and assist as needed to bring the application to a funded/closed/booked transaction.

• Effectively convey programs and products to consumers. Explain and educate consumers on the mortgage/refinance/home equity origination process, relaying the prospects and benefits of products, the competition, and the overall environment.

• Verify the application calculations for underwriting purposes, including Loan to Value Calculations, Debt to Income Ratios, Length of time at Residence, Length of time with Employer, Disposable Income, etc. Resolve loan qualification problems with the consumer prior to application submission.

• Coordinate consumer’s activities to initiate a committed application, and explain the online, highly automated origination process to clearly establish expectations. Respond to and resolve consumer questions and inquires, acting as a liaison between lender and consumer.

• Coordinate and develop lead pipeline management activities within a contact management system. Continually manage and update sales related activities within the CMS for appropriate sales related reporting and management.

• Effectively meet and/or exceed monthly goals established by management.

• Performs other related duties, as assigned

Qualifications

Experience / Training / Education:

• 3 Years experience in mortgage sales required
• General Knowledge of benefits laws and regulations, RESPA, HMDA and related acts
• Mortgage experience and knowledge of Conventional/Jumbo/Conforming
• Ability to articulate and convey information to the borrower
• Must possess positive attitude and have good work ethic
• Excellent customer service skills
• Obtain Loan Officer License(s) as laid out in the company licensing guidelines

Knowledge / Skills / Abilities:

• Knowledge of commonly used concepts, practices and procedures within field
• Thorough working knowledge of all mortgage products, guidelines and market conditions
• Ability to meet deadlines and follow through
• Effective oral and written communication skills
• Excellent interpersonal skills
• Computer skills: thorough working knowledge of intermediate MS Word, intermediate to advanced MS Excel, intermediate to advanced MS Outlook, intermediate knowledge of Internet
• Ability to work under pressure of multiple deals/applications and deadlines
• Ability to effectively prioritize workload and manage changes
• Ability to interpret and apply required policies and procedures
• Ability to work in a team environment and/or in the field
• Excellent customer service skills
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity, status as a veteran, and basis of disability or any other federal, state or local protected class.