Mortgage Loan Processor - Full-time

We have a full-time opening for a Mortgage Loan Processor.

Must be able to work at least 5 shifts per week and be available weekdays and weekends.

• Must have 3 or more years experience.
• Must have a high school diploma or equivalent.
• Be authorized to work in the United States.

* Open and input loans in our upfront Mortgage Origination system.

* Ensure that all loan documentation is complete, accurate and complies with Bank policy and regulatory requirements.

* Issue all required disclosures according to regulations established for residential mortgage lending.

* Gather documentation and information to present loans for underwriting approval as well as to clear loans for closing.

* Submits conditions to Underwriter to clear loan for approval.

* Expedite loan approvals by interacting with customers, branches, MLO's, realtors, title companies and other parties.

* Issue and follow-up on outstanding letters of intent as required.

* Order appraisals, title work and flood certifications as required.

* Follow up on all outstanding orders to third parties and borrowers.

* Process, review and analyze loans according to guidelines.

* Mail approval and denial letters to applicants.

* Prepare loan file for closing and submits to Closer.

* Process brokered loans utilizing Lender(s) policies and procedures in coordination with Bank policy.

* Meet crucial deadlines requested.

* Research and respond to customer inquiries.

* Open, review and distribute incoming mail as necessary.

* Perform all other duties as assigned.

Qualifications:

* High School Diploma/GED required.

* Minimum of 3 years residential mortgage processing experience required; Sonyma processing experience preferred.

* Direct customer service experience required.

* Effective written and verbal communication skills.

* Demonstrated knowledge of automated underwriting scoring systems; Desktop Underwriter experience preferred.

* Working knowledge of Microsoft Word and Excel required.

* Organized, detail oriented and able to multi task.