Senior Real Estate Closer / Funder

div class="mobile-apply-btn" a class="apply-link-marker button apply-button model-full-width branding-button-color" href="/Recruiting/Jobs/Apply/3318295" onclick="" style="width: 100%;"Apply/a /div div class="vertical-padding" div class="job-listing-header"Job Type/div divFull-time/div /div div class="job-listing-header"Description/div divpnbsp;nbsp;/ppustrongJob Title:/strong/u nbsp;strongSenior Real Estate Closer / Funder/strong/ppAt Premier America Credit Union, our Core Purpose is to serve our members by making it easier to meet today’s needs and reach tomorrow’s dreams. Talented team members succeed in our organization by demonstrating a commitment to our shared values of accountability, friendliness and respect, a passion for delivering great service, giving back to our communities, and pursuing personal growth. Come grow with us and be part of growth and the Premier America family!/ppbr/ppustrongOverview:/strong/unbsp;/ppThis position is responsible for providing clerical and data entry support to the Real Estate department. Prepares related documentation and performs settlement functions associated with all real estate loan closings. The primary duties of the Mortgage Loan Closer/Funder are to close and fund residential mortgage loans (FHA, FNMA, FHLMC, VA, USDA, and Conventional) in accordance with company and investor guidelines. This will include the efficient use of our technology systems to apply the proper funding procedures for all types of mortgages. Successful candidates will be able to rely on their experience and judgment to plan and accomplish the following essential duties and responsibilities./ppbr/ppustrongWhat You Will Do:/strong/unbsp;/pulliBorrower notification of completed loan funding/liliAssist with preparation of loan files to be sent to outside servicer and 3rd party QC vendor.nbsp;/liliComplete loan boarding on core systemnbsp;/liliCross-sell additional products and services as applicable.nbsp;/liliInitiate funding and wire transfers as required.nbsp;/liliEnsure that investor requirements for property taxes, insurance coverage and endorsements are properly adhered to./liliPrepare documentation for boarding, insuring proper distribution of loan proceeds in accordance with loan documentation or instructions./liliIdentify and resolve conflicting information prior to loan settlement.nbsp;/liliMaintain records of activity and prepare related reports as required./liliEnsure that all escrow accounts are current and that all associated billings are paid in a timely fashion when due. nbsp;/liliComplete and review Initial and Final CDs for accuracy and compliance.nbsp;/liliCoordinates and prepares loan closing packages, ensuring compliance with appropriate regulations, insurance, and guarantee functions/specifications, as applicable.nbsp;/liliMeet established productivity levels and turnaround times as set by Operations Manager./liliEnsure all original closing documentation is received and reviewed in a timely manner to ensure the salability and insurability of the loannbsp;/liliQuality control review of all closing documentation to ensure they are accurate, properly signed and notarized as required.nbsp;/liliIdentify document deficiencies and promptly remediate with the appropriate internal/external parties.nbsp;/liliEnsure the Receipt, tracking, and safekeeping of Original Note is received in the original closing package./liliBe well organized and pay close attention to details.nbsp;/liliPrepare loan data entry documents and final closing conditions/li/ulpbr/p/div div class="job-listing-header"Requirements/div div data-bind="html: Job.Requirements"pnbsp;ustrongWhat We Are Looking For:/strong/u/pulliA minimum of three (3) years of Mortgage loan funding or processing experience or equivalent.nbsp;/liliBachelor’s degree or equivalent work experience/liliStrong organizational and time management skillsnbsp;/liliStrong oral and written communication skills./liliThorough knowledge of Credit Union products, services, and policies./liliMortgage Cadence or other Mortgage lending software knowledge required.nbsp;/liliThe ideal candidate will have a minimum of 3 years of experience closing/funding residential mortgage loans and possess excellent working knowledge of 2015 RESPA-TILA (TRID) regulationsnbsp;/liliPC skills: Word, Excel, Microsoft Officenbsp;/liliKnowledge of Mortgage loan documents and Loan Origination systems./liliBasic Accounting/li/ulpPremier America Credit Union will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of the Los Angeles Fair Chance Initiative for Hiring (Ban the Box) Ordinance./ppEqual Opportunity Employer – Veterans / Disabled/ppDrug-free Workplace/ppbr/ppustrongPay Grade Info/strong/ustrong:/strong/ppTo provide greater transparency to candidates, we share base pay ranges for all our job postings regardless of State. nbsp;We set standard pay ranges for all roles based on function and level of expertise, benchmarked against similar stage growth companies. nbsp;Final offer amounts are determined by multiple factors including, skills, depth of work experience and relevant licenses/credentials, and may vary from the amounts listed below./ppThe base pay range for this position is: $26 - $32 /hourly/ppbr/ppustrongPerks Important to You:/strong/u/ppOur Team Members enjoy the following rewards and benefits:/pulliCompetitive pay/liliSubsidized health care including medical, dental and vision/liliFSA and HSA/liliCompany-Paid Life and Aamp;D insurance/liliDiscounts on loans (must be a member)/liliPaid Vacation, Holiday, and Sick time/lili401k Retirement Saving Plan with a 6% safe harbor employer match/liliEducational Assistance Program and more!/li/ulpbr/ppustrongAbout Us:/strong/u/ppFounded in 1957, Premier America is one of the nation’s largest credit unions, with over 100,000 members and more than $3 billion in assets. But more importantly, we are ever mindful of one crucial fact: we exist to serve the needs of all members - the owners of Premier America. With a large retail branch network, access to over 30,000+ surcharge-free ATMs; and the Shared Branch Network, Premier America provides financial services to those who live, work, worship or attend school in the Ventura and Los Angeles counties of California, and Harris County in Texas./ppCredit unions, such as Premier America, have a rich history evolving from the idea that people working together can create better financial solutions, especially when as owners, members have a vested interest in their collective success. Whether offering higher savings rates and affordable mortgage options, loans for unexpected emergencies or financial counseling during difficult times, credit unions have always made a meaningful difference in the lives of members./p/div