Loan Funding Specialist

About the Job:

As a Loan Processor / Credit Analyst at Erie Home, you’ll play a key role in managing loan files from submission through clear to install, driving efficiency and compliance across the lending process. You’ll combine traditional loan processing duties—reviewing documents, clearing stipulations, and ensuring lender compliance—with credit analysis to identify potential paths for lender approval. This is your opportunity to advance your career with a fast-growing company recognized on the INC 5000 list.

Reports to:
Director of Consumer Lending

Work Environment: 

• Toledo Headquarters
• On-site, with flexibility for remote work
• Full-time

Responsibilities:

Loan File Management

• Process loan files submitted by sales or clients, ensuring all required documentation is included and accurate.
• Prepare and package loan files according to lender requirements, ensuring compliance with internal policies and regulatory standards.

Credit Analysis

• Review customer credit files, including reports, debt-to-income ratios, and income documentation, to identify potential approval paths.
• Verify accuracy and completeness of bank statements, income verification, and other supporting documents.

Stipulation & Compliance Clearance

• Clear lender stipulations and conditions to move files toward Clear to Install status.
• Monitor lender guidelines and product offerings to optimize submissions.

Collaboration & Communication

• Identify missing or unclear information and communicate with clients or internal teams to resolve issues.
• Collaborate with lenders, underwriters, and internal teams to support potential approvals.
• Maintain accurate records and provide updates on loan file status to stakeholders.

Benefits:

• $42,000 - $45,000 base salary, with weekly pay 
• Full Insurance Package: medical, dental, vision, life, disability, supplemental, and more
• FSA/HSA
• 401(k) retirement savings program with company match
• Paid Personal Time Off & Holiday Pay

• 2+ years of experience in consumer lending, mortgage, or a related loan processing or credit analysis role
• Strong attention to detail and organizational skills
• Excellent written and verbal communication skills for client and internal interactions
• Knowledge of lending documentation requirements, stipulation processes, and credit analysis principles
• Ability to work independently, manage multiple files simultaneously, and prioritize effectively

Ready to take the next step in your career? Join a company that values your ambition, rewards your performance, and invests in your growth. Don’t wait—apply today and be part of a team that’s redefining success in the home improvement industry!

About Erie Home:

Established in 1976 and headquartered in Toledo, Ohio, Erie Home is a national leader in home improvement, consistently ranking among the top 10 in Qualified Remodeler's Top 500. With over 100 locations nationwide and over $600M in annual revenue, we are rapidly expanding into new markets, backed by decades of industry expertise and the support of Gridiron Capital.

At Erie Home, we transform houses into homes with industry-leading residential roofing and basement waterproofing solutions, protecting homeowners' most valuable investments. Join a company where growth, connection, and leadership drive continued success.
 

Erie Home does not discriminate in employment on the basis of race, color, religion, sex (including pregnancy and gender identity), national origin, political affiliation, sexual orientation, marital status, disability, genetic information, age, membership in an employee organization, retaliation, parental status, military service, any other applicable federal, state or local protected class or other non-merit factor. If, because of a disability, you need reasonable accommodation for any part of the application process, please contact Human Resources and let us know the nature of your request and your contact information.  #appcast-corp