Adult Ed - Financial Literacy Instructor - Part-time

Class Information:

You may attend only the evenings that you want. If you do not plan to attend all three sessions, please email adulted@corvallis.k12.mt.us and let us know which ones you would like to attend so that we can be best prepared. If we do not hear from you, we will assume you plan to attend all sessions. Thanks!

Session 1: Banking basics

Get an overview of banking – including checking and savings accounts, why they are important, how to open and protect your accounts, and how to use banking in your everyday life.

Session 2: Understanding Credit

Learn about the history of credit, what factors make up your credit score, and gain a better understanding of how to build or repair, maintain, and protect your credit.

Session 3: Understanding the Lending Process

Understand what a loan is, the different loan types, the 4 Cs of lending (Credit, Capacity, Collateral, and Character), where and how to apply for a loan, plus additional loan factors.

 

Competencies and outcomes include: 

Session 1:

• How to choose a bank and account that is right for you. 

• How to protect yourself from fraud.

• Strategies for saving money, budgeting, spending, etc… 

Session 2:

• Learn how credit scores are calculated.

• How to increase your credit score and maintain good credit. 

Session 3: 

• Understand different types of loans. 

• What factors to consider when taking out a loan. 

• Basics of applying for a loan.