Loan Officer I (Full-time) Elwood NE

Description

Join Our Lending Team! Apply Today. Grow with us at Security First Bank and find your future in banking. We treat you right.

We’re looking for friendly, smiling faces to become a part of our lending team. To be considered, please complete and sign the online application form.

If you haven’t received a link to sign the application, please check your inbox for an email containing a clickable link to create a password and access your account.

To be considered as an applicant please complete and sign the online application form at the Security First Bank web site. For additional information or paper application accommodation please stop by 201 Smith Ave, Elwood, NE 68937 or call 308-784-4400 or 308-785-3366

Role:

The Loan Officer I examines, evaluates, and authorizes or recommends approval of customer applications for consumer, real estate; ag and commercial lending at some locations, by performing the following duties. Extremely limited credit authority under the guidance of Branch President.

Essential Duties and Responsibilities:

• Promotes and represents the bank and makes referrals at some locations. Reviews loan requests.
• Makes credit investigations.
• Manages own portfolio including collections.
• Sells credit insurance.
• Manages dealer contract portfolios at some locations.
• Manages or assists with credit card program at some locations.
• Assists with some supervision of employees if directed by the Branch President.
• Performs other job-related duties as assigned.

Qualifications

Knowledge, Skills, and Abilities:

Education and/or Experience.

• High School diploma or General Education Degree (GED).
• Bachelor's degree in related field preferred.
• Minimum of 2 years banking experience required.

Interpersonal Skills.

• Good communication skills.
• Keep accurate records.
• Ability to analyze financial statements.
• Computer knowledge.
• Self-motivated and able to work with little direct supervision.
• Ability to handle high volume of work and work closely with lending team.

Certificates, Licenses, Registrations: Lending License.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing this job the employee would occasionally be required to carry loads up to and including 24lbs. It is frequently necessary to bend, squat, reach above the shoulder level, crouch, kneel, balance and push/pull equipment. Firm grasping/fine manipulation with the right/left hand is necessary. In an 8-hour day, the employee can expect to sit about 6 hours.

Work Environment:

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually quiet.

Starting Wage Range and Benefits:

Security First Bank provides some of the most competitive, comprehensive benefits in South Dakota and Nebraska. We believe in our employees, and they deserve an environment in which they can excel, with the peace of mind that their families are well cared for. We provide a host of health benefits, financial plans, and other services designed to make life better - both at work and at home.

Prior experience will be taken into consideration for starting wage. Additional information about benefits is available on the careers page of the company web site. Specific questions about benefits for full or part time status will be answered during the interview process.

This Job Description is not a complete statement of all duties and responsibilities comprising this position.

Security First Bank is an Affirmative Action and Equal Opportunity Employer, Minority / Female / Disabled / Veteran / Gender Identity / Sexual Orientation.