SBA Director

Summary:

The Director of SBA Lending manages all SBA activities for Regent Bank. Lending activities include loan origination, loan underwriting, loan servicing, portfolio management and reporting. This position is responsible for ensuring compliance with SBA and organizational lending policies and procedures and SBA lending activities to meet organizational goals and objectives.

Essential Duties and Responsibilities:

• Directing all SBA lending activity, ensuring that organizational goals and objectives are met.
• Managing relationships with SBA lender service providers.
• Facilitating/Managing the sales of SBA loans on the secondary market.
• Approve loans for eligibility with government requirements.
• Assist loan operations and crediting in maintaining an effective loan process for government loans.
• Report status of governmental lending programs to management including reporting loan originations, portfolio data, past due status, and status of reimbursement efforts with SBA on loans over 90 days past due.
• Direct the servicing of government loan’s in compliance with the Regent Bank’s lending policies and procedures and program requirements.
• Maintain a great working relationship with the SBA and other government loan agency personnel in our markets.
• Perform periodic review of close loan files for program compliance.
• Other duties as assigned.

Education And/Or Experience:

• Bachelor’s Degree in Business Administration, Accounting, Finance, or businesses related degree.
• Ten Years (10) experience with focus in Commercial and SBA lending. Five (5) years of direct management experience.

Knowledge/Skills/Abilities:

• Strong leadership and relationship building skills
• Knowledge of Microsoft Office applications (Excel, Word, Powerpoint).
• Strong verbal and written communication skills.
• Detail oriented and ability to work under pressure of deadlines.
• All candidates will be required to complete a pre-employment background, credit, and drug screening.

Physical Requirements:

• Must be able to exert up to 10 pounds of force occasionally and/or negligible amount of force frequently.
• Must be able to occasionally lift and/or move up to 25lbs.
• Specific vision abilities required by this job include close vision and the ability to adjust focus.
• Sitting for long periods of time.

Working Conditions:

The working conditions are generally comfortable with minimal exposure to noise, heat, dust and other related items. All employees are required to maintain a neat and safe work area.