Municipal Banking Associate

Description

Municipal Banking Associate

DEPARTMENT: Municipal Banking

LOCATION: 425 Main Street Catskill, NY 12414

REPORTS TO: AVP, Municipal Banking

SUPERVISES: None

GRADE: 11

FLSA: Non Exempt

PAY RANGE: $22 - $26 per hour commensurate on education and experience

 POSITION SUMMARY:

The Municipal Banking Associate is the primary front-line representative responsible for researching, analyzing and underwriting municipal bonds. In addition to bond work, the Associate will be creating a welcoming environment for customers by providing account and service origination and maintenance to new and existing customers in person and customer inquiries by phone. The Associate will provide support and assistance to staff and officers of the Municipal department.  

MAJOR DUTIES & RESPONSIBILITIES:

• Assists the Municipal Banking department with daily supervision and support of the department’s activity. 
• Write, or review, system queries and/or periodic reports for team members or department. 
• Collect and compile a list of municipal bond sales for the future sales. These lists would require producing preliminary underwriting data necessary for bid selection and data to support underwriting. 
• Produce pre-purchase analysis on all municipal bonds purchased by the bank or commercial bank. Additionally, on all municipal investment securities a quarterly and annual review will be performed in conjunction and as outlined by the investment policy. 
• Review of investment bond portfolio.
• Provide assistance as requested during audits and exams.
• Become familiar with Municipal and retail banking regulations and responsibilities related to each. 
• Strong knowledge of banking products for Municipal services to effectively assist customers’ needs in opening accounts and required documentation. 
• Service customers by opening new accounts, performing account maintenance, assist with online banking issues/questions, Magic Wrighter maintenance and support, credit card applications, and credit card processing support.
• Research and resolve customer issues, acting as the customer liaison between other bank departments when necessary. 
• Maximize selling and referral opportunities within Department. 
• Provide excellent customer service skills, attentiveness, information retention, tact and diplomacy in dealing with both customers and employees. 
• Maintain the highest level of confidentiality with all information obtained. 
• Assist Department with the review and maintenance of internal control logs and daily and monthly reports. 
• Contribute to the fulfillment of the Department and Bank’s objectives and goals.
• Actively participate in training programs to maintain and acquire additional knowledge and skills.
• Acquire New York State Notary Licensing.
• Other duties as assigned. 

Requirements

EDUCATION & EXPERIENCE:

• Bachelor’s Degree - business or finance preferred; or equivalent work experience in a related field
• Minimum of two years cash handling experience, prior banking experience preferred
• Good interpersonal, communication and computer skills
• Knowledge of computer operation and the ability to utilize the Bank’s software
• Must show initiative, reliability and team oriented attitude
• Strong ability to conduct relationships with customers that will enhance the overall marketing effort of the bank
• Detailed oriented, strong organizational skills and high degree of accuracy

PHYSICAL DEMANDS:

The physical demands described here are representative of those that must be met by an employee to successfully 

perform the essential functions of this job. While performing the duties of this job, the employee is regularly 

required to talk or hear. The employee frequently is required to stand; walk; use hands to finger, handle or feel; 

and reach with hands and arms. Reasonable accommodations may be made to enable individuals with disabilities 

to perform the essential functions.

COMPLIANCE STATEMENTS:

EQUAL OPPORTUNITY AND AFFIRMATIVE ACTION EMPLOYER

Bank of Greene County is a federal contractor and an equal opportunity and affirmative action employer that 

provides equal employment opportunity in all employment-related matters, including hiring, training, 

promotion, compensation, benefits, transfers and other personnel actions, without regard to race (including traits 

historically associated with race), color, national origin, age, religion, sex, sexual orientation, gender identity or 

expression, the status of being transgender, disability, genetic information, predisposition and carrier status, 

military or veteran status, marital and familial status, the status of being a victim of domestic violence, 

employee’s or a dependent’s reproductive health decision making (including, but not limited to, a decision to 

use or access a particular drug, device or medical service), known relationship or association with any member 

of a protected class, and any other characteristic protected by applicable law.

BANK SECRECY ACT (BSA)

Before assuming any duties, each employee will be trained in the proper filing and logging procedures for large 

currency transactions and the sale of monetary instruments.

Each employee will immediately report suspicious currency transactions or activity to their immediate supervisor 

or the BSA Officer.

All employees will become familiar with how their customers handle their accounts and will report any 

transactions that are not within the normal activities of the customer

The employee will be trained in compliance with the BSA, USA PATRIOT ACT and associated laws and 

regulations under the Bank’s Compliance Program as it pertains to his or her job functions. Employees are 

expected to meet all compliance requirements as stated within the Bank’s BSA/AML/CIP/OFAC 

Program. Failure to meet these compliance standards may adversely affect performance appraisals and may result 

in disciplinary action up to and including termination. Employee’s compliance violations may result in 

termination, individual fines, and possible imprisonment.