Branch Mortgage Loan Officer- Hurst - Full-time

divdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivdivplink href="https://cdn.jsdelivr.net/npm/froala-editor@3.2.1/css/froala_editor.pkgd.min.css" rel="stylesheet" type="text/css"/pdiv class="fr-view"pspan style="background-color: transparent; font-size: 16px; font-family: tahoma, sans-serif;"Exciting news!/span/ppspan style="color: rgb(0, 0, 0);" id="isPasted"span style="font-size: 16px;"span style="font-family: tahoma, sans-serif; font-size: 16px;"span style="background-color: white;"EECU is looking for a strongBranch M/strongstrongortgage Loan Officer (MLO)/strong that will be responsible for meeting with credit union members in person, phone or branch referral mortgage applications to provide expert guidance on mortgage products and services. This position focuses on cultivating strong member relationships and delivering personalized solutions. Will o/span/span/span/spanspan style="font-family: tahoma, sans-serif; color: black; font-size: 16px;"riginate, submit and maintain loan applications for mortgages, as well as follow-up upon completion. The Branch MLO will have a region of branch networks to source leads to expand our market share.nbsp;/span/ppspan style="font-family: tahoma, sans-serif; color: black; font-size: 16px;"span style="font-family: tahoma, sans-serif; color: black; font-size: 16px;" id="isPasted"Primarily located at the Hurst EECU location./span/span/ppspan style="font-family: tahoma, sans-serif; color: black; font-size: 16px;"strongEssential Functions:/strong/spanspan style="font-family: tahoma, sans-serif; font-size: 16px;"br/span/ppspan style="font-family: tahoma, sans-serif; font-size: 16px;"ins cite="mailto:Robin%20Harris" datetime="2024-09-14T13:42"-Develop/insins cite="mailto:Robin%20Harris" datetime="2024-09-14T14:10"nbsp;/insins cite="mailto:Robin%20Harris" datetime="2024-09-14T14:09"and maintainnbsp;/insins cite="mailto:Robin%20Harris" datetime="2024-09-14T14:10"long-term relationships with members./ins/span/ppspan style="font-family: tahoma, sans-serif; font-size: 16px;"ins cite="mailto:Robin%20Harris" datetime="2024-09-14T14:19"-Manage the end-to-end mortgage application process, from initial consultation to loan closing, ensuring a seamless experience fornbsp;/insins cite="mailto:Robin%20Harris" datetime="2024-09-14T14:20"the members./ins/span/ppspan style="font-family: tahoma, sans-serif; font-size: 16px;"ins cite="mailto:Robin%20Harris" datetime="2024-09-14T14:20"-ins cite="mailto:Robin%20Harris" datetime="2024-09-14T14:20" id="isPasted"Establish and maintain strong relationships withnbsp;/insins cite="mailto:Robin%20Harris" datetime="2024-09-14T14:21"branch managers and staff across multiple locations to drive consistent lead generation and referrals./ins/ins/span/ppspan style="font-family: tahoma, sans-serif; font-size: 16px;"ins cite="mailto:Robin%20Harris" datetime="2024-09-14T14:20"ins cite="mailto:Robin%20Harris" datetime="2024-09-14T14:21"-ins cite="mailto:Robin%20Harris" datetime="2024-09-14T14:13" id="isPasted"Responsible for cultivating and managing mortgage referrals from multiple branches within the credit union/insins cite="mailto:Robin%20Harris" datetime="2024-09-14T14:28"nbsp;and sourcing leads independently./insins cite="mailto:Robin%20Harris" datetime="2024-09-14T14:13"nbsp; This rolenbsp;/insins cite="mailto:Robin%20Harris" datetime="2024-09-14T14:17"involves partnering with branch staff to identify potential mortgage opportunities, engaging directly with member/insins cite="mailto:Robin%20Harris" datetime="2024-09-14T14:18"s, and providing expert guidance./ins/ins/ins/span/ppspan style="font-family: tahoma, sans-serif; font-size: 16px;"ins cite="mailto:Robin%20Harris" datetime="2024-09-14T14:20"ins cite="mailto:Robin%20Harris" datetime="2024-09-14T14:21"ins cite="mailto:Robin%20Harris" datetime="2024-09-14T14:18"-Conduct initial loan interview with prospective borrowers in order to analyze financial and credit ins cite="mailto:Robin%20Harris" datetime="2024-09-14T14:23" id="isPasted"data and/ins will give advice about product/pricing policies and guidelines./ins/ins/ins/span/ppspan style="font-family: tahoma, sans-serif; font-size: 16px;"ins cite="mailto:Robin%20Harris" datetime="2024-09-14T14:20"ins cite="mailto:Robin%20Harris" datetime="2024-09-14T14:21"ins cite="mailto:Robin%20Harris" datetime="2024-09-14T14:18"-Corresponds directly with 3sup id="isPasted"rd/sup party vendors, Outside Contacts, Branches, Processors and Underwriters to ensure loans are processed in a timely manner.nbsp;/ins/ins/ins/span/ppspan style="font-family: tahoma, sans-serif; font-size: 16px;"ins cite="mailto:Robin%20Harris" datetime="2024-09-14T14:20"ins cite="mailto:Robin%20Harris" datetime="2024-09-14T14:21"ins cite="mailto:Robin%20Harris" datetime="2024-09-14T14:18"-ins cite="mailto:Robin%20Harris" datetime="2024-09-14T14:23" id="isPasted"Maintain an organized pipeline of active loan applicationsnbsp;/insins cite="mailto:Robin%20Harris" datetime="2024-09-14T14:24"from multiple branches, ensuring timely processing and closing./ins/ins/ins/ins/span/ppspan style="font-family: tahoma, sans-serif; font-size: 16px;"u-Responds to inquiries and/or referrals that are generated from their own contacts and from other EECU business channels./u/span/ppspan style="font-family: tahoma, sans-serif; font-size: 16px;"u-Knowledgeable of secondary loans, including but not limited to Purchase Money/Refinance, (Conventional, FHA, VA), Home Equity, HELOC, and Home Improvement loan applications. nbsp;Loans submitted must comply with EECUrsquo;s lending criteria as well as Fannie Mae, Freddie Mac, and Ginnie Mae requirements./u/span/ppspan style="font-family: tahoma, sans-serif; font-size: 16px;"br/span/ppspan style="color: rgb(0, 0, 0);" id="isPasted"span style="font-size: 16px;"span style="font-family: tahoma, sans-serif; font-size: 16px;"span style="background-color: white;"strongCandidates for EECU should possess the following knowledge and experience:/strong/span/span/spanspan style="font-size: 16px; font-family: tahoma, sans-serif;"nbsp;nbsp;/span/span/ppspan style="font-family: tahoma, sans-serif; font-size: 16px;"-Must be proficient in Velocify, Excel, Encompass, TalkDesk, Polly, Blend, and Microsoft Teams. Understanding of HMDA, and Escrow analysis a plus. Will be licensed In NMLS and through the State of Texas as a Mortgage Loan Originator./span/ppspan style="font-family: tahoma, sans-serif; font-size: 16px;"-Must have 5-7 years in the Banking/Financial industry, along with 3-4 years in an independent Mortgage environment as an originator./span/ppspan style="font-family: tahoma, sans-serif; font-size: 16px;"-High School diploma or equivalent required, college preferred.nbsp;/span/ppspan style="font-family: tahoma, sans-serif; font-size: 16px;"-Ability to balance analytical processes of qualifying a mortgage applicant with sales skills to place them in the best loan product to meet the applicant#39;s needs./span/ppspan style="font-family: tahoma, sans-serif; font-size: 16px;"-Ability to speak effectively in front of groups and/or clients required./span/ppspan style="font-family: tahoma, sans-serif; font-size: 16px;"-Ability to effectively communicate across all channels such as telephone, email, text and in person./span/ppspan style="font-family: tahoma, sans-serif; font-size: 16px;"-Excellent written, oral, time management, communication skills./span/ppspan style="font-family: tahoma, sans-serif; font-size: 16px;"-possess analytical abilities to evaluate credit reports, title work/abstracts, appraisals, flood certificate, surveys./span/ppspan style="font-family: tahoma, sans-serif; font-size: 16px;"-possess extensive knowledge of all loan types offered./span/ppspan style="font-family: tahoma, sans-serif; font-size: 16px;"-Knowledge of real Estate processing State and Federal laws, FNMA, FHLMA, FHA/VA knowledge, rules and regulations regarding real estate lending and real property insurance coverages required./span/ppspan style="font-family: tahoma, sans-serif; font-size: 16px;"-Attention to detail and follow up is critical./span/ppspan style="font-family: tahoma, sans-serif; font-size: 16px;"-Ability to work in a fast-paced environment and withing strict time deadlines required./span/ppspan style="font-family: tahoma, sans-serif; font-size: 16px;"-Must be goal oriented, team player, positive in nature, and highly detailed./span/ppspan style="font-family: tahoma, sans-serif; font-size: 16px;"-Able to participate in outside promotional events conducted by the real estate department./span/ppspan style="font-family: tahoma, sans-serif; font-size: 16px;"span style="color: rgb(0, 0, 0);" id="isPasted"span style="font-size: 16px;"span style="font-family: tahoma, sans-serif; font-size: 16px;"span style="background-color: white;"strongThis position has an Hourly Base Compensation structure and eligible for monthly incentives based on performance./strong/span/span/spanspan style="font-size: 16px; font-family: tahoma, sans-serif;"nbsp;nbsp;/span/span/span/ppspan style="font-family: tahoma, sans-serif; font-size: 16px;"Responsible for compliance of all Federal and State rules and regulations pertaining but not limited to Bank Secrecy Act, Anti-Money Laundering, Bank Bribery Act, NCUA Privacy Regulations, Reg B, Reg Z, Reg DD, Reg E, Reg CC, Service Members Civil Relief, and FCRA/FACTA. nbsp;Required to attend initial and ongoing annual Bank Secrecy Act training./span/ppspan style="box-sizing: border-box; outline: none; color: rgb(0, 0, 0); font-family: tahoma, sans-serif; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; background-color: white;" id="isPasted"For more than 90 years, Fort Worth-based EECU community credit union has been committed to providing members A Better Way of Bankingreg;. Today, EECU is one of the largest credit unions in Texas with over $4 billion in USD assets and serves over 297,000 members through 21 financial centers across North Texas. In the true spirit of the credit union philosophy ldquo;people helping peoplerdquo; EECU was recently honored with the Fort Worth Business Press Corporate Philanthropy Award for employee volunteerism, named Best Bank/Credit Union by the Fort Worth Star Telegramrsquo;s readers, and became the 1st credit union in Fort Worth to become Blue Zones certified for promoting employee well-being.nbsp;/spanspan style="color: rgb(0, 0, 0); font-family: tahoma, sans-serif; font-size: 16px; font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 400; letter-spacing: normal; orphans: 2; text-align: left; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-text-stroke-width: 0px; background-color: rgb(255, 255, 255); text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; display: inline !important; float: none;"nbsp;/span/ppspan style="color: rgb(0, 0, 0);"span style="font-size: 16px;"span style="font-family: tahoma, sans-serif; font-size: 16px;"span style="background-color: white;"EECU is an EOE/Vets/Disabled Employer.nbsp;/span/span/spanspan style="font-size: 16px; font-family: tahoma, sans-serif;" /span/span/ppspan style="color: rgb(0, 0, 0);"span style="font-size: 16px;"span style="font-family: tahoma, sans-serif; font-size: 16px;"span style="background-color: white;"We are an Equal Opportunity Employer and do not discriminate against applicants due to veterans#39; status or on the basis of disability.nbsp;/span/span/spanspan style="font-size: 16px; font-family: tahoma, sans-serif;"nbsp;/span/span/ppspan style="font-family: tahoma, sans-serif; font-size: 16px; color: rgb(0, 0, 0);"span style="background-color: white;"For more information on our organization and our best in class benefits please visit EECU Careers atnbsp;/spana href="http://www.eecu.org/careers" target="_self"span style="background-color: white;"strongwww.eecu.org/careers/strong/span/aspan style="background-color: white;"strong./strong/spanbr/span/p/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div/div br/Typically Monday-Friday 8am-5pm.