Software Engineer - Fintech
| Verified Pay check_circle | Provided by the employer$140000 - $180000 per year |
|---|---|
| Hours | Full-time |
| Location | Austin, TX Austin, Texas open_in_new |
About this job
Job Description
We are looking for a Backend Software Engineer to join a fast-growing, AI-first fintech platform and help accelerate engineering execution. You'll be someone who thinks like an architect – designing scalable microservices, writing efficient SQL, and leveraging AI coding tools to ship production-grade code quickly. This is a high-impact role where every feature you build directly drives revenue in a highly regulated environment. You'll work closely with product owners to translate business requirements into engineering solutions, owning services end-to-end in a team of ~12 engineers.
What you will be doing
Designing and building scalable backend microservices – primarily in Go – that power a platform processing millions of daily communications and managing over $1B in debt
Writing and optimizing complex SQL queries, designing database schemas, and ensuring data integrity in a compliance-critical environment
Using AI coding tools (Cursor, Copilot, Claude) daily to generate, validate, and ship production-grade code – setting architectural context so AI outputs meet quality standards
Collaborating with product owners to identify gaps in requirements, flush out edge cases, and turn business needs into clear engineering specs
Building AI-enabled features and agent workflows (MCP servers, LLM integrations, RAG patterns) to augment platform capabilities
• We build an AI-powered receivables platform that sends 3M+ texts daily and drives consumers to a self-serve payment portal — helping debt collection agencies go fully digital.
• Series A with $24M raised and 35x revenue growth last year. 22-person team growing 15% month over month with $1B+ in debt on the platform. This is a rocketship.
• You'll own scalable backend services in Go and build AI-enabled features that directly drive revenue in a high-volume regulated environment processing billions of transactions.