Mortgage Processor

Our institution is experiencing rapid growth! We are building our capacity by hiring an experienced mortgage loan processor for our highly productive and skilled lending team. The successful applicant will be responsible for managing the loan process, from origination to close, while paying close attention to the compliance of current lending policies and regulations. If you are a detail-oriented processor with a track record of accurate and timely mortgage approvals, we invite you to apply today!Compensation:

$48,000 - $52,000 yearly

Responsibilities:

• Serve as a liaison between borrowers, mortgage brokers and loan officers, real estate agents, and mortgage lending underwriters to support loan approval
• Obtain property documentation to process mortgage loan files, including appraisals, inspections, title searches, site surveys, contracts, and property tax records
• Prepare and submit detailed loan packages to the lender underwriting department for approval or denial
• Work with the borrower to gather financial information such as credit reports, verify the accuracy to determine creditworthiness, and complete the mortgage loan application
• Document the loan process from origination to approval through our system

• Manage and maintain a high-volume pipeline of mortgage loans (Conventional, FHA, VA), ensuring file progression meets established Service Level Agreements (SLAs).
• Serve as the primary liaison for Homeowners Insurance. Scrutinize declaration pages, verify sufficient replacement cost coverage, ensure accurate mortgagee clauses, and resolve premium discrepancies in alignment with specific lender guidelines.
• Execute the ordering, review, and reconciliation of payoff demands. Accurately calculate per diem interest, proactively identify shortages or overages, and coordinate seamlessly with title and escrow agents to ensure precise disbursement.
• Analyze conditional loan approvals and collaborate with Loan Officers and borrowers to procure necessary documentation (income, assets, credit) to satisfy underwriting stipulations.
• Facilitate professional, timely communication with internal stakeholders, clients, and third-party vendors regarding loan status, outstanding requirements, and clear-to-close milestones.
• Uphold strict compliance with all state, federal, and internal regulatory guidelines throughout the processing lifecycle, maintaining comprehensive file documentation.

Qualifications:

• Experience in mortgage lending and knowledge of loan types, such as FHA, FHLB, FNMA, or VA loans required
• Accounting, finance, or business Associate’s degree preferred - High school diploma or GED required
• 2 years minimum experience in loan processing required
• Must have excellent written and verbal communication skills
• Strong analytical and time management skills and superior attention to detail

• Preferred: 1-2 years of dedicated experience in residential mortgage processing.
• Demonstrable proficiency in handling complex HOI requirements and payoff calculations is strictly required.
• Advanced proficiency with standard Loan Origination Systems (LOS) and automated underwriting systems (DU/LP).
• Exceptional organizational and time-management skills, with a proven ability to manage multiple priorities and deadlines in a high-volume environment.
• Superior written and verbal communication capabilities, with a strong emphasis on professional client relations.

About Company

American First Funding (formerly Lakeview Lending LLC) is a growing brokerage committed to delivering exceptional loan services to clients. We simplify and streamline the mortgage process through strong backend support, allowing each team member to focus on their area of expertise. You’ll be part of a supportive operations team that plays a critical role in ensuring timely, compliant, and smooth loan closings. With more dedicated leadership and processing teams to help get clients cleared to close faster.

Why Partner With Us?

• Competitive sales commission structure
• Brand New office in Southfield, MI
• Referral Bonus Program
• Paid Training and Licensing Support
• Licensed in 38 states and counting!
• 401(k) with company match
• Health, Dental, and Vision Insurance
• Paid time off and holidays