Commercial Loan Officer

Description:

MBT Bank is hiring an experienced and results-driven Commercial Loan Officer to join our Rochester team. This role is responsible for the development, management, and retention of a high-quality commercial loan portfolio while building strong, full-service banking relationships with our customers.

The ideal candidate will bring a strong credit analysis background, business development skills, possess leadership qualities, and a passion for community banking. This position also offers potential for future advancement into a leadership role for candidates who demonstrate positive performance, initiative, and alignment with our bank’s values.

MBT Bank is a family-owned community bank proudly serving customers across North Iowa and Southern Minnesota. Our organization is rooted in strong local relationships, personalized service, and a deep commitment to the communities we serve.

Key Responsibilities

• Build, manage, and grow a portfolio of commercial banking relationships through business development and customer retention
• Analyze financial information and structure lending solutions that meet customer needs and bank guidelines
• Monitor portfolio performance and manage risk while ensuring compliance with policies and regulations
• Partner with internal teams and represent the bank in the community to deliver comprehensive financial solutions

Requirements:

Benefits:

• 401k Match and Profit Sharing
• Health, Dental, & Vision Insurance
• Paid Time Off
• Life Insurance
• Disability Insurance
• Wellness Reimbursement
• Tuition & Training Reimbursement

Education:

Bachelor's degree with an emphasis in business, finance, or accounting

Experience

• Bachelor’s degree in business, finance, accounting, or related field
• 10+ years of experience in commercial lending, credit analysis, or banking

Computer Skills:

• Proficiency in the use of basic office equipment, keyboarding, Microsoft O365, web-based software, banking software, and overall computer navigation.

SUPERVISORY RESPONSIBILITIES

None

WORK ENVIRONMENT

The work environment characteristics described here are representative of those that are generally found in a bank office environment.

• Work is generally sedentary in nature.
• The working environment is generally favorable but may have fluctuations in office temperatures.
• Work is generally performed within an office environment with standard office equipment available.
• May have distractions from other people’s conversations, coin machines, and drive-up loudspeakers.