Direct Loan Originator

Triad Financial Services is a leading provider of financial services and solutions, serving clients worldwide. We are seeking a highly motivated and skilled Direct Loan Originator to join our growing team.

Essential Functions: 

• Consult and sell Triad approved applications to borrowers and retailers
• Develop relationships with approved Triad borrowers and retailers during the home buying process
• Is the main point of contact: advising borrowers and sellers of the used home buying process, determining solutions, ordering appraisals and gathering/clearing conditions
• Pipeline Management - will facilitate movement of active loan files to closing in a timely manner
• Understand Triad’s loan products, rates, guidelines, and loan process
• Stay up-to-date on changes in market conditions that affect the company’s many loan products
• Coordinate with other departments to optimize the sales effort
• Meeting or exceeding Triad "pull-through" goals (percentage of contracts ordered (COF’s) to loans approved)
• Perform related duties as assigned by supervisor

Minimum Qualifications: 

• One to three years of retail mortgage loan knowledge/experience required
• Excellent problem-solving skills are essential
• Ability to work well within a team atmosphere
• Strong attention to detail
• Strong customer service skills
• Excellent verbal and written communication skills, including the ability to effectively interact with all retailers, borrowers and internal departments
• Proficiency in Microsoft Office suite of products and ability to quickly gain proficiency in the company’s proprietary mortgage software products
• Ability to multitask in a fast-paced environment
• Ability to set goals and divide processes into timelines
• Applying investor guidelines to specific sales situations and using discretion and judgment to recommend the most appropriate products to customers based on qualifications and needs identified by customer analysis
• 20-hour Safe Act course*
• Individual state loan originator license(s) required for specific states in which employee engages in any mortgage loan originator activities*
• Completing and passing all Continuing Education requirement (annually)*
• Credit check required-credit must meet State licensing guidelines and eligibility*
• Late shift required**

* Candidate will be required to take the 20-hour SAFE Act course and pass the exam to become a state-licensed MLO within four to six weeks of employment. Additional State specific training and course testing may be required in conjunction with Federal licensing. Candidate will be subject to a credit inquiry and federal background check.