Commercial Lending Officer
•Today
| Verified Pay check_circle | Provided by the employer$110,000 - $140,000 per year |
|---|---|
| Hours | Full-time |
| Location | Cincinnati, Ohio |
About this job
Job Description
Job Description
Commercial Lending Officer
Location: Blue Ash, OH (On-Site)
Pay: $110,000-140,000 (compensation can vary depending on experience) + Benefits, Community Involvement, PTO, 401k match (10% dollar for dollar), Roth contribution
General Overview
The Commercial Lending Officer is responsible for developing new commercial business and expanding existing commercial customer relationships. The role involves originating and servicing a variety of commercial and commercial real estate loans, maintaining compliance with lending policies and regulatory requirements, and managing a high-quality loan portfolio to minimize losses.
Responsibilities
- Contact viable leads and existing clients to identify and pursue new lending opportunities
- Understand and effectively articulate the credit union’s products, services, and value propositions
- Network and build strong centers of influence (COIs) to generate opportunities aligned with growth strategy
- Build, maintain and manage relationships within an assigned book of business; aim for deposit growth objectives while ensuring excellent member service
- Maintain professional, prompt communications throughout the loan process with COIs, applicants, vendors, colleagues
- Manage the portfolio: renewals, modifications, etc.
- Evaluate, analyze, and interpret financial data to assess creditworthiness and risks
- Counsel members during the loan process, negotiate terms, and structure loans appropriately
- Stay current on market trends to propose competitive financing solutions
- Ensure all loans comply with internal lending policies and external regulatory requirements Represent the credit union in community and external activities to promote services and enhance public image
- Collaborate internally to ensure efficient loan processing
- Perform other supporting duties as needed
Requirements
- Minimum of 3 years’ experience in commercial lending and portfolio management
- Ability to read and understand tax returns, financial statements, credit reports, and business documents
- Working knowledge of commercial transaction types: real estate, equipment financing, ownership changes, etc.
- Understanding of applicable regulatory requirements for commercial lending
- Ability to work independently, self-starter mentality, and results driven
- Strong communication and relationship-building skills
- High school diploma or GED required; bachelor’s degree preferred
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Full-time Jobs Part-time Jobs Gig Jobs Posting ID: 1267452429 Posted: 2026-06-18 Job Title: Commercial Lending Officer
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