Mortgage Loan Officer

Benefits:

• 401(k)
• Training & development
• Flexible schedule

Remote Self-Producing Loan Officer Hybrid Bank/Broker Model
Work from Anywhere | Low Rates & Costs for Borrowers | Unlimited Earning Potential
Were hiring experienced, self-motivated Loan Officers to join a 100% remote, hybrid lending platform that empowers you to bank or broker every dealgiving your clients the lowest rates and closing costs in the market for purchase or refinance.
You produce. You close. You keep more of your commission while offering borrowers a true rate-and-cost advantage. No office. No micromanagement. Just results.

What Youll Do

• Originate purchase and refinance loans (FHA, VA, Conventional, Non-QM, Jumbo)
• Consult with borrowers remotely via phone, Zoom, and email
• Choose banked (in-house) or brokered (TPO) execution per file for optimal pricing
• Self-generate your leads
• Manage your pipeline in a cloud-based LOS
• Ensure compliance with federal/state regulations and investor guidelines

Qualifications (Must-Have)

• Active NMLS license (Ohio, Pennsylvania, Michigan, Indiana, or Florida)
• 2+ years as a producing Loan Officer (self-sourced)
• Proven production: Closed $5M+ in volume in the last 12 months
• Remote-ready home office: High-speed internet, quiet workspace, dual monitors
• Tech-savvy: Proficient with LOS, CRM, and video tools
• Compliance-first mindset: Clean record, no disciplinary actions
• Self-starter: No hand-holdingW-2 hybrid structure

Preferred Skills

• Multi-state licensing (OH, PA, IN, MI, FL, etc.)
• Experience with Non-QM, DSCR, bank statement, or ITIN loans
• Existing referral network (realtors, builders, CPAs)
• Bilingual (Spanish/English) a plus

Compensation & Structure

• W-2 pay structure
• Basis Points per file (banked or brokered)
• No desk fees, no junk fees, no forced add-ons
• Bi-Weekly pay | Direct to Investor pricing | In-house processing/underwriting

Why Join Us?

• True hybrid model: Bank for speed, broker for pricingyou decide per deal
• Borrower-first pricing: Win more deals with lower rates/costs
• No corporate red tape: Close faster, earn more
• Scale your business: Add LOAs or junior LOAs under your team

Ready to stop leaving money on the table?

This is a remote position.