Repossession Investigator

Job Description

The Primary Overnight Spotter is the company’s front-line production role responsible for generating the majority of vehicle locations and repossession opportunities through overnight field operations. Operating under the 80/20 model, this position focuses on the highest-yield recovery window where most successful repossessions are identified and produced.

This role has access to the full account portfolio, including new assignments, making it one of the most critical production positions in the company. The Primary Overnight Spotter is expected to maximize volume, create fresh opportunities, and consistently drive recoveries through disciplined overnight field activity.

This position is ideal for motivated, performance-driven individuals who thrive working independently and want earnings tied directly to results.

Responsibilities

• Primary Focus Areas

• Run all available company accounts within assigned zones
• Prioritize new assignments for immediate recovery opportunity

• Secondary Responsibilities

• Update account notes with accurate location data
• Submit nightly productivity reports
• Communicate live opportunities promptly to management and agents
• Recheck high-probability locations during shift
• Support company recovery percentage goals
•  
• Conduct overnight surveillance and spotting operations
• Locate collateral at residences, apartments, businesses, and parking areas
• Generate live repossession opportunities for agents and field teams
• Utilize LPR technology and visual spotting methods
• Maximize route efficiency across assigned market territories
• Maintain strong nightly productivity and account coverage

Requirements

Qualifications

Preferred Experience

• Repossession, spotting, field investigation, delivery, or route-based experience preferred
• Familiarity with overnight field work
• Knowledge of local roads and market geography

Requirements

• Valid driver’s license
• Clean driving record
• Ability to work overnight consistently
• Ability to drive for extended periods of time
• Ability to use company technology platforms and apps
• Professional conduct in public environments