Commercial Real Estate

We are looking for a Commercial Real Estate Credit Analyst to support lending activities in Waltham, Massachusetts. This Long-term Contract opportunity is ideal for a detail-oriented individual with experience evaluating commercial real estate transactions, assessing credit exposure, and maintaining an organized loan portfolio. The position will contribute to underwriting, ongoing portfolio oversight, and borrower financial review while partnering with internal stakeholders to support timely credit decisions.

Responsibilities:
• Evaluate commercial real estate credit requests by analyzing property performance, borrower strength, guarantor support, and overall repayment capacity.
• Assist with underwriting activities for new and existing lending relationships, including renewals, extensions, and modifications.
• Review financial documents such as rent rolls, operating statements, tax returns, and borrower financial packages to identify trends and risk factors.
• Monitor portfolio performance by tracking covenant compliance, financial reporting requirements, and outstanding credit exceptions.
• Prepare clear and accurate credit summaries, portfolio reports, and management updates to support lending and risk review processes.
• Maintain organized records and follow up with borrowers or internal partners to obtain required financial information within established deadlines.
• Support credit administration activities related to commercial loan documentation, reporting, and ongoing account maintenance.
• Communicate effectively with relationship teams and other stakeholders to help resolve issues, clarify financial information, and support sound credit decisions.• At least 2 years of experience in credit analysis, with commercial lending exposure required.
• Background in commercial real estate credit review, including analysis of income-producing properties and related borrower financials.
• Working knowledge of financial accounting principles and the ability to interpret statements, tax returns, and operating results.
• Strong analytical skills with experience assessing credit quality, identifying risk, and supporting underwriting recommendations.
• Ability to manage multiple priorities, maintain accuracy, and meet deadlines in a fast-paced environment.
• Experience preparing financial reporting, borrower tracking, or portfolio monitoring documentation.
• Proficiency in communicating with internal teams and external stakeholders in a clear and organized manner.