Commercial Lender II

JOB SUMMARY:Provide exceptional customer service for Commercial Lending customers, participate in relationship planning and enhancement of business relationships, loan operations management, and credit analysis.PRIMARY DUTIES:Responsible for new business development. Maintains positive relationships to ensure customer satisfaction and business retention.Maintains a working knowledge of all bank products and services. Recognizes cross-sale opportunities and refers sales opportunities in response to customer needs.Works closely with Loan Operations to ensure a transparent transition from pipeline business to booked loans. Resolves operational problems and recommends alternative procedures for daily loan administration.Manages credit and Guarantor files to ensure bank compliance. Routinely checks files for accuracy and to make certain all required documents are present.Collects, verifies, and validates credit information and prepares credit write-ups/annual reviews for loan committee. Assists manager with credit underwriting, financial statement analysis, and preparing credit summaries.SKILLS REQUIRED: Bachelor's Degree or equivalent experience3-5 years Commercial Lending experienceExemplary customer service and problem-solving skillsAttention to detail with a high level of proficiency and accuracyExcellent oral and written communication skillsStrong organizational and analytical abilityAbility to multi-task and prioritizeGeneral knowledge of financial accounting theory and logicProficient with PC software and applicable mainframe systemsProficient with Excel