Residential Mortgage Processor

Position Summary Responsible for efficient processing of residential mortgage loan applications. Essential FunctionsDisclose new mortgage applications in a timely, accurate and compliant mannerManage a pipeline of conventional, government and/or portfolio loans. The Bank's general expectation is to keep individual pipelines to a maximum of 45 per processor.Evaluate all new loan documentation to ensure a timely and efficient submission into underwriting Maintain high level of customer service with proactive communication between borrowers, Sales and Operations managementCollect and review all loan conditions prior to re-submission to underwriting for final approvalEnsure accurate, complete and timely loan data being entered into loan processing systemAssist, on a "as needed" basis, in the follow-up for post-closing documentationAssist in implementation of new products and programs when necessaryAssist in specials projects when necessarySupport branch network regarding mortgage loans status, policy, procedures and productsLiaison between realtors, title companies, attorneys and investorsMaintain current knowledge of all industry and bank policies and procedures Education and ExperienceHigh school graduate or equivalentCollege Degree preferred5 years residential mortgage processing experience requiredStrong analytical and problem-solving skillsSound judgment and strong decision-making abilitySelf-motivated with ability to work independently Must possess excellent interpersonal and written communication skillsAbility to multi-task and to prioritize responsibilitiesAbility to work under pressure and tight deadlinesHighly reliable and detail orientedExcellent computer skills in a Microsoft Windows environment including proficiency in Word, Excel and Outlook are required. Familiarity with systems such as Encompass and Desktop Underwriter is a plus Skills/Knowledge/Abilities RequiredKnowledgeable of all TRID guidelinesAbility to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference and volume. Ability to apply concepts of basic algebraAbility to read, analyze, and interpret legal documents, governmental regulations, and professional publications; ability to effectively present information and respond to inquiries from senior management, attorneys, vendors, government agents, and the general public; ability to write reports and business correspondenceAbility to apply common sense understanding to carry out written and oral instructions. Ability to deal with problems involving several concrete variables in standardized situationsAbility to work independently with little supervisionAbility to provide indirect supervision to subordinate staff members This job description is not an employment agreement or contract, implied or otherwise. Unity Bank maintains "at will" employment.This document describes the position currently available. It is intended to convey information essential to understanding the scope of the position and is not an exhaustive list of skills, efforts, duties, responsibilities or working conditions associated with it. Unity Bank reserves the right to modify duties or job descriptions at any time. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities at any time. Individuals may perform other duties as assigned, including work in other functional areas to cover absences or relief, to equalize peak work periods or otherwise balance the workload.Unity Bank is committed to the principles of equal employment opportunity and prohibits discrimination in hiring, promotion and terms and conditions of employment on the basis of race, creed, color, national origin/nationality, ancestry, religion/religious practices or observances, age, sex, gender identity or expression, affectional or sexual orientation, marital status, civil union status, domestic partnership status, disability or perceived disability, atypical hereditary cellular or blood trait, genetic information, and status as a veteran or disabled veteran of, or liability for service in, the Armed Forces of the United States. Unity Bank commits to making reasonable accommodation to the known physical or mental limitations of qualified individuals with disabilities and qualified disabled veterans provided the individual is able to perform the essential functions of the job, unless such accommodation would impose an undue hardship upon Unity Bank. A qualified employee or job applicant with a disability may request a reasonable accommodation by contacting Unity Bank's human resources department