Mortgage Loan Originator

Job Title: Mortgage Loan Originator

Job Type: Full-Time

Location: Draper, UT

Company: Village Capital & Investment LLC

Introduction: Village Capital & Investment is a nationally recognized mortgage lender and servicer, proudly headquartered in Henderson, NV. We specialize in FHA, VA, USDA, and Assumption loan programs, offering competitive rates and reliable terms. As a trusted partner to brokers, loan originators, and correspondents, our mission is to deliver an efficient, high-quality mortgage experience to every customer. Join a company that values integrity, excellence, and long-term growth.

Key Responsibilities:

• Communicate refinance and loan assumption options for VA and FHA borrowers
• Convert inbound and transferred leads into completed loan applications
• Educate borrowers on Assumption loan processes, eligibility requirements, and financial benefits
• Make 30-120 daily contacts (calls, texts, emails) using CRM systems and structured scripts
• Collaborate with internal processing, underwriting, and closing teams to ensure smooth loan execution
• Guide borrowers through both refinance and loan assumption transactions from start to finish

Basic Qualifications:

• Strong communication and interpersonal skills
• Ability to multitask and manage multiple borrower pipelines effectively
• Comfortable working in a high-volume, phone-based sales environment
• Proven time management and organizational skills
• Basic proficiency with CRM tools and Microsoft Office or Google Workspace

Specific Qualifications:

• Active NMLS license required (deactivated licenses accepted; company will cover reactivation costs)
• Minimum 1 year of inside sales or call center experience
• Must have proven experience with Assumption loans (loan assumption processing, qualification, and execution required)
• Knowledge of VA, FHA, USDA, and Conventional loan programs
• Familiarity with Encompass or similar loan origination systems preferred
• High school diploma or equivalent required

Benefits:

• Base salary of $4,000 per month
• Performance-based bonus structure with strong earning potential
• 401(k) with company matching
• Health, dental, and vision insurance
• Health Savings Account (HSA)
• Life insurance and paid time off (PTO)
• Supportive team environment with career advancement opportunities

In Summary: If you're looking for a long-term career with a company that invests in your success and gives you the tools to close more loans, apply now. At Village Capital & Investment LLC, we provide the leads, systems, and support so you can focus on what you do best - helping borrowers navigate refinance and loan assumption opportunities while achieving their financial goals.

Position Description: As a Mortgage Loan Originator, you will play a key role in assisting borrowers through the refinance and loan assumption process, with a primary focus on VA, FHA, and Assumption loan transactions. This high-volume, phone-based sales role involves educating customers, building trust, and converting inbound leads into successful loan applications. You will work in a fast-paced environment and collaborate closely with internal teams to ensure seamless processing and successful closings.