Mortgage Loan Originator

About Us
Capital Bank Home Loans, a division of Capital Bank N.A., is a premier nationwide mortgage lender. We deliver over $1BLN in new mortgage originations annually with a 50 state platform, in house underwriting and closing, and excellent pricing and products. We invested in digitizing our online mortgage application process to help expedite home buying or refinancing for our customers.

For the forth year in a row, American Banker named Capital Bank one of the "Best Banks to Work For" in the U.S. Many top ranked mortgage lenders have joined Capital Bank Home Loans and we are looking to grow the business further by bringing in branches or independent originators.

Position Description
We are currently hiring experienced Mortgage Loan Originators (MLO) or Teams who proactively identify, develop and maintain a quality network of external relationships and COI's that serve as a source of referrals for new mortgage lending opportunities. The Mortgage Loan Originator performs a wide range of duties related to the origination of residential mortgage loans while providing excellent customer service and effectively managing the pipeline.

Position Responsibilities

• Market residential mortgage loan products to real estate agents, prospective homebuyers and/or builder sales representative.
• Spend 25% or more of the workday conducting marketing activities and closing business outside of the work-site (including home office).
• Originate loan applications ensuring correct pricing, fulfillment of investor guidelines, compliance with federal and state banking credit, and non-discrimination regulations.
• Assist the processor in securing needed documentation as required for loan approval.
• Constantly review investor guidelines, in order to remain current with agency (FNMA, FHLMC, GNMA, MHF) and individual investor guidelines.
• Maintain high levels of customer service while managing each applicant's and support staffs expectations.

Minimum Education & Experience

• A minimum of 3 years' work experience originating residential mortgages.
• Experience in originating loans for sale to FNMA, FHLMC, GNMA and/or CDA preferred.

Technical Knowledge and Skills

• Experience using a mortgage loan management system is required; Encompass experience highly preferred.
• Strong interpersonal, communication and customer service skills.
• Proficient in Microsoft Office Suite including Word, Excel, PowerPoint, and Outlook.

Additional Details

• This opportunity offers the flexibility to work in a remote work environment.

Supporting Businesses. Helping People. Strengthening Communities.
Capital Bank, N.A. is an Affirmative Action, E-Verify, and Equal Opportunity Employer.