Senior Credit Risk Associate - Full-time / Part-time

Senior Credit Risk AssociateDallas, United States of America

The Sr. Associate, Credit Risk is responsible for risk analysis and independent oversight of credit quality of assigned portfolios. They are responsible for all aspects of credit quality including compliance with requirements of regulators and internal control and will recommend opportunities and proposed resolutions for improved efficiency, effectiveness, and/or risk reduction for the department. 

• Ensures adherence to the policies and procedures established by the company. Manages policy, standard definition and monitoring of policy, standard implementation, ensuring harmonization and consistency of risk policies.

• Monitors and manages risk/exposure and compliance with the company's policies. Identifies, manages and reports on the company's risk areas.

• Evaluates the adequacy and effectiveness of data, document retention, and monitors systems.

• Oversees and ensures consistent quality control, accuracy, and compliance with internal policies and regulatory requirements for reporting processes.

• Ensures and executes ongoing maintenance of controls, mitigation plans, testing, and/o credit risk assessments.

• Partners with the accountable business owner for effective 1st and 2nd line of defense Risk Management and Controls.

• Provides oversights on risk-management content/processes

Qualifications:

• Education: Bachelor's Degree or equivalent work experience.

• Work Experience: 9+ years in Credit RIsk in the Banking or Financial Services Industry.

• Advanced Proficiency with SQL, Python and Tableau required.

• Advanced knowledge of the operational, accounting, credit, regulatory, market and technological risks within Financial Industry.

• Demonstrated knowledge of credit policies and procedures, regulations and applicable law(s).

• Demonstrated credit analysis skills for understanding/tracking counter party performance and market risk & modeling skills for evaluating trade positions and the related counter party risk exposures.

• Demonstrated track record interacting with the regulators, external and internal audit.

• Superior project management skills.

• Excellent written and verbal communication.

• Ability to interact with all levels of management, work independently and in a team environment.

At Santander, we value and respect differences in our workforce and strive to increase the diversity of our teams. We actively encourage everyone to apply.

Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate at any time for any reason.

Masters of Science (MS) English

Primary Location: Dallas, TX, Dallas

Other Locations: Texas-Dallas

Organization: Santander Consumer USA Inc.