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in Lincoln, DE
Mortgage Loan Officer
Estimated Pay | $17 per hour |
---|---|
Hours | Full-time, Part-time |
Location | Sussex County, DE Lincoln, Delaware |
Compare Pay
Estimated Pay$12.98
$16.90
$27.25
About this job
Job Description
JOB TITLE: Mortgage Loan Officer BRANCH/DEPARTMENT: Mortgage Department
FLSA STATUS: Exempt REPORTS TO: Chief Loan Officer
As a part of our culture, we have adopted qualities that are essential to the success of our team. Embracing diversity and always treating your coworkers and customers respectfully is paramount to maintaining our exceptional reputation.
Outstanding customer service is at the center of everything we do. Therefore, the skills essential to our success include excellent communication skills, problem resolution and follow-up, as well as attention to detail.
County Bank depends on you to be punctual, which shows your commitment to the team. Your absence from work has a ripple effect that ultimately impacts our customers and our reputation.
Being positive and open-minded regarding change and an eagerness to learn new skills will help you be successful in your journey with County Bank.
SUMMARY: Promotes County Bank’s loan products by educating people in lead areas of the community for mortgage referral business to the Bank. Responsible to network and build a pipeline to increase loan volumes for maximum profitability for the Bank with minimum of risk.
ESSENTIAL FUNCTIONS:
- Meet with borrowers to discuss mortgage options and qualifications
- Keep abreast of new developments as well as regulatory changes in the Mortgage Broker industry
- Monitor loan repayment activities and take necessary action to collect past due accounts
- Complete Regulatory University, security and additional training as required. Be familiar with the Bank’s anti-money laundering and bank secrecy act
- Assist branch personnel with loan questions
- Answer customer phone calls for general mortgage questions
- Quote secondary market rates to customers and other bank personnel
- Business calls as necessary to develop loan referrals (realtors, builders, etc)
- Attend community meetings for networking purposes (i.e. chamber meetings, social events)
- Maintain customer confidentiality at all times
- Perform other duties as assigned
REQUIRED EDUCATION, SKILLS AND PHYSICAL REQUIREMENTS:
- Bachelor of Science degree in Business Administration or Finance, or relevant work experience
- Excellent oral and written communication skills
- Strong interpersonal and customer service skills
- PHYSICAL REQUIREMENTS
Must be able to push, pull and lift up to 20 lbs.
- Must be able to bend, stoop, reach
- Must be able to sit for extended periods of time.
County Bank was chartered in 1990 and opened its doors for business July 9, 1990. This full service branch located at 19927 Shuttle Road, Rehoboth Beach, Delaware also serves as the corporate headquarters for the Bank.
On July 15, 1991, County Bank opened a full service branch at 25933 School Lane, Millsboro, Delaware. This branch is located in one of the most rapidly growing retirement areas in Sussex County.
On July 5, 1994, County Bank opened a full service branch at 100 East Masten Circle, Milford, Delaware. Milford is located in two counties giving us a presence in Kent County as well as Sussex County.
On July 23, 1999, County Bank opened a full service branch at 36754 Old Mill Road, Millville, Delaware. This branch gives us a presence in the south-eastern part of the county.
On September 24, 1999, County Bank opened a full service branch at 13 N. Bedford Street, Georgetown, Delaware giving us a presence in the center of the county.
On September 18, 2002, County Bank opened a full service branch at 1609 Savannah Road, Lewes, Delaware.
On December 9, 2004, County Bank opened a full service branch at 140 Broadkill Road, Milton, Delaware in order to give County Bank more presence in Sussex County.
County Bank’s success clearly demonstrates how much we have achieved since our beginning. We are deeply grateful to our employees and Board of Directors for their unfailing and dedicated service. Equally important, we are most grateful for the loyalty and confidence that our customers and shareholders continually give in support of our independent community bank.