Financial Services Specialist Agribusiness

At FCS Financial, part of the nationwide Farm Credit System, we are looking for a Financial Services Specialist, Agribusiness to join our growing Customer Service Team!  FCS Financial is a member of the largest agriculture lending cooperative in the United States today. We are looking for a friendly, confident, customer-focused, pro-active, organized, and precise individual that enjoys working with our customers!  If you are a team player, and someone who can multitask, this opportunity is for you!  The person in this role will serve as a liaison within our Agribusinsess segment.  The Financial Services Specialist, Agribusiness primary focus is to assist the Loan Officers within the Agribusiness segment in preparing complex, multi-million dollar loan packages that meet procedural and regulatory requirements. This includes, but is not limited to, collecting personal data, preparing loan closing documentation, and organizing and analyzing data for completeness. Additionally, this person monitors pending or active loan accounts, interact with, respond to applicants, and reviews policies and procedures to determine actions on various account maintenance activities.  The starting salary for this position is $45,000, however salary may be commensurate with experience.Potential Office locations in Missouri include Columbia or O'Fallon. Other FCS Branch locations will be considered based on the candidates’ qualifications and needs.This position is classified as Non-Exempt under the Fair Labor Standards Act.This position is open until filled.Department:   Marketplace Services      Reports To:  Customer Service Team Leader - CommercialSupervises:   NoneResponsibilities/DutiesJob Functions*PercentageJob Functions40%Loan Application and ProcessingDetermine and communicate additional information needs for loan requests to loan officer, borrower, accountant, or attorneyObtain and review complex entity documents to determine signing authorityPrepare and submit complex, multi-million-dollar loan applications for approvalOrder and review appraisals, title work, and flood determinations, then coordinate corrections with third party contactsInterpret and satisfy loan approval conditionsCollaborate with additional departments to obtain loan documents from outside legal counselFacilitate loan closing with title company and borrowerPrepare and deliver loan documents for closing to loan officer or borrowerExpedite, track, and communicate with additional departments Level 1 customer loans to meet guidelines of application to close expectations15%Post-ClosingReview closing documents for signatures, transmit loan, and disburse fundsReview and update data integrity based upon credit presentationIdentify covenants to be entered in covenant monitoring systemDetermine appropriate method to secure collateral and process accordinglyScan loan documents and file security documents45%Account ServicingDetermine how to resolve inquires and issues from borrowers, accountants, and attorneysManage all pending and active loan accounts for assigned loan officer by monitoring reports, transaction activity and loan service plansCollaborate with loan officer on collateral reviews and maintain spreadsheetCollect insurance documentation from agent and determine if coverage is adequateProcess servicing actionsWork with government agencies on loan program requirements, documentation, and reportingObtain and organize covenant reporting from borrowern/aOther duties as assigned to meet the needs of the organization* Essential Functions for this position consist of all items listed under any category that make up 5% or more of the job duties.  This job description is subject to change without notice. Required SkillsMinimum QualificationsBachelor’s degree in Business, Agriculture, Finance, or a related field An understanding of loan processing or loan closing functionsOr an equivalent combination of education and experience sufficient to perform the essential functions of the jobRequired Knowledge and SkillsGeneral knowledge of credit processing proceduresGeneral knowledge of accounting practices and proceduresGeneral knowledge of the agricultural industryOral and written communication skills, sufficient to exchange information effectively with peers, supervisor, and customersSkill in listening and conveying awareness of a customer's problem or issue to find resolutionSkill in performing a variety of duties, often changing from one task to another of a different natureSkill in organizing material and information in a systematic way to optimize efficiencySkill in recognizing and maintaining confidential informationSkill in utilizing Word, Excel, and Outlook to increase efficiency and/or effectivenessExpert customer service skills, including the ability to communicate complicated information and exceed customer expectations.Responsible to appropriately protect the confidentiality, security, and integrity of the Association’s systems and data and clients’ data