Account VP/Member Business Loan Officer

Administrative

Please APPLY AT:

https://jobs.silkroad.com/PurdueFCU/PurdueExternalPortalpurduefedcareerssilkroadcom

The Account VP/Member Business Loan Officer is responsible for developing and maintaining relationships with business members to generate new loans, deposits, and other credit union products and services, analyze credit requests to ascertain fit within the credit union's quality and risk guidelines, and service and grow a loan and deposit portfolio of accounts.

*Employees are expected to adhere to all rules and regulations applicable to this position, including but not limited to all policies and procedures pertaining to the Bank Secrecy Act.

Duties and Responsibilities (Essential Functions):

* Originate commercial loans

* Refer and cross-sell deposit products, Treasury Management services and other credit union products and services

* Analyze financial information and credit applications to determine credit potential

* Negotiate credit terms within the credit union's loan policies

* Prepare credit opportunity memoranda

* Present loans for approval to the proper approval authority

* Voting member of Business Loan Committee

* Support branch commercial activities

* Market, sell and set up new remote deposit accounts at customer's offices

* Collect on-going member financial data

* Provide resources and make recommendations that meet business members' needs

* Monitor performance of individual loan portfolio to maintain and improve the quality

* Maintain credit files

* Assist members regarding existing loans, financial requests, financing terms and guidelines

* Resolve members' problems

* Monitor and grow deposits

* Network and prospect for new business members through attendance at and involvement in business and community events

* Represent Member Business Services at Chamber of Commerce and other business events

* Lead/Participate in departmental and cross-functional projects

* Monitor market indicators and competition

* Stay abreast of industry, market and regulatory changes

* Develop new marketing materials that cover business products and services including regulatory requirements

Knowledge, Skill, and Ability Requirements:

* Education and Credentials

o Bachelor's degree in Business, Finance, Management or related field required

o College coursework in accounting or finance preferred

* Experience

2-4 years commercial lending related experience

* Knowledge/Skills/Abilities

* Strong organizational skills and attention to detail

* Strong computer skills; especially in MS Word and Excel

* Self-driven with ability to work as a team but also independently

* Ability to review and analyze both business and personal financial statements and tax returns

* Ability to make decisions in a timely manner

* Ability to work well under pressure and contestant interruptions

* Ability to communicate, verbally and in writing, in a professional manner when dealing with employees, members, vendors and company contacts

* Ability to follow core values of honesty, integrity, mutual respect, pride and ownership

Purdue Federal Credit Union is an Equal Opportunity Employer/Veterans/Disabled