SVP, Branded Cards Loss Forecasting Analytics - Hybrid

Citi Branded Cards North America (N.A.) is the market leader in the US credit card industry with ~ $100Bn in receivables. With a pre-eminent global brand and distribution, Branded Cards N.A. maintains its leadership position by delivering industry-leading products, advanced services and payment systems that address clients’ evolving needs. The Branded Cards N.A. business is comprised of Citi Branded Cards Proprietary and Partner Card products including Costco, American Airlines, AT&T and Expedia. Integral to Citi Cards ‘success is strong and effective Risk Management that allows us to serve our customers while also protecting Citi’s interests. Brands Risk Management division comprises of 400+ highly qualified individuals spread across the globe.  The Loss Forecasting SVP for the U.S. Branded Cards Risk Management will be working in a best in class, dynamic Risk organization that drives sustainable growth within our Risk Appetite. This dynamic individual will collaborate closely with Risk and Business product leads, Independent Risk, Collections and Finance on critical components (losses & delinquencies) which are instrumental to the health, soundness, and continued growth of a cards business with ~$100Bn+ in loans. This position is accountable for management of complex/critical/large professional disciplinary areas. Requires a comprehensive understanding of multiple areas within a function and how they interact in order to achieve the objectives of the function. Applies in-depth understanding of the business impact of technical contributions. Strong commercial awareness is a necessity. Generally accountable for delivery of a full range of services to one or more businesses/ geographic regions. Excellent communication skills required in order to negotiate internally, often at a senior level. Some external communication may be necessary. Accountable for the end results of an area. Exercises control over resources, policy formulation and planning. Primarily affects a sub-function. Involved in short- to medium-term planning of actions and resources for own area. Responsibilities:Responsible for providing risk strategic analytics, information management across Citibank products and reports to senior managementAnalyzes new risk-related guidelines, best practice standards, rules and regulationsLead risk financial forecasting efforts, including designing and maintaining complex credit loss and financial risk forecasting statistical models, conducting cost of credit analyses, and monitoring product trends to identify key areas of risk-opportunityDevelop, test, optimize and implement credit/valuation policies, taking into account of economic and market trends/forecasts grounded in vigorous data analysis, economic research and sound judgement  Manage risk levels for the entire credit/valuation spectrum across multiple products and retail formats consistent with program financial goalsTrack and report on initiatives, performance results, emerging trends and opportunities to senior managementEstablish cross-functional partnerships and networks in order to support the execute cross-functional and business initiativesAppropriately identify and assess risk, including operational/compliance risk exposure, when business decisions are madeDemonstrate particular consideration for the firm's priorities for operational/reputational risk management and safeguarding of Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standardsAppropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standardsQualifications:10+ years relevant experienceShould have excellent proficiency in Microsoft Office – particularly Excel (metrics and data analysis), PowerPoint (presentation decks), and Word (writing and editing procedural and technical documentation)Broad understanding of classifiable and delinquency managed credit and operational policies and procedures, including a command of the collateral management processThorough knowledge of financial and risk reporting as well as experience from the business and/or technical area desiredFamiliarity with regulatory landscape facing global banks. Ideally, have worked in banking industry or regulators institutionsPrevious experience in managing Regulatory Inspections and Audits within a financial services companyProfessional ability and presence to interact with Senior Bank, Regulatory and Audit ManagementProject management knowledge and experience working with diverse group of stakeholders to achieve milestones and deadlinesProven relationship management skills with ability to deepen relationships and build partnerships across the business, executive leadership and key functional support areas like Government Affairs, Communications, Legal, Compliance, Control, in-business Risk and Independent RiskProject management experience with the proven ability to develop project plans and drive a diverse group of stakeholders to achieve milestones and deadlinesProven ability to manage multiple, concurrent large-scale projects from ideation through testing and implementationEducation:Bachelor's Degree in business, statistics, mathematics, economics, or equivalent experienceMaster's degree preferred------------------------------------------------------Job Family Group: Risk Management------------------------------------------------------Job Family:Regulatory Risk------------------------------------------------------Time Type:Full time------------------------------------------------------Primary Location:Wilmington Delaware United States------------------------------------------------------Primary Location Full Time Salary Range:$156,160.00 - $234,240.00In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.------------------------------------------------------Anticipated Posting Close Date:Apr 18, 2024------------------------------------------------------Citi is an equal opportunity and affirmative action employer.Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. 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