Loan Specialist

Employing Unit: Colonial Farm Credit / Mechanicsville VA officePosition Title: Loan Specialist (loan processor for Farm Credit loans)Salary: $45,000+ commensurate with experience and qualificationsplus superb benefits package provided to all employees including up to 9% 401k contributions and profit sharing program Position Summary: Colonial Farm Credit (is an agricultural credit cooperative and provides loans for:Farms and country homesLand purchase, home construction, and improvementsBuildings, machinery, livestock and equipmentProduction capital for both full-time and part-time farmersAg-related businessesWe have an excellent employment opportunity for a Loan Specialist in our Mechanicsville VA office. Under the general direction of the Loan Operations Supervisor, this position is responsible for loan and accounting functions related to loan processing, loan closing, and loan servicing following procedures specific to Farm Credit, as well as a variety of administrative responsibilities including answering telephone, greeting customers when they arrive, handling routine questions, and appropriately directing callers to other employees or resources as needed.This position works closely with the relationship managers (loan officers), handles all aspects of loan closings following loan approval and post-closing, and is responsible for loan servicing (i.e., loan payments, loan disbursements, and preparation of loan documents).The position requires clear communication with attorneys/settlement agents and borrowers. (Note: Farm Credit loans are not sold on the secondary market, but rather are maintained in our loan portfolio through the life of the loan.) Education, Experience, and Requirements (things you need to be successful) Minimum of three years of related work experienceComputer experience with intermediate skills in Microsoft Outlook, Word, and ExcelCommissioned as Notary Public (current commission or application to be filed coincident with employment)Ability to effectively handle multiple tasks and work independently (general supervision)Excellent communication (oral and written) skills and interpersonal skillsAbility to maintain confidentialitySuperior attention to detailStrong telephone, customer service, grammatical, and organizational skillsAcceptable background reports (credit, criminal, driving, and drug)Working knowledge of TILA-RESPA Integrated Disclosure Rule (TRID) requirements (preferred)Knowledge of Farm Credit operations (preferred)High school graduate (minimum; Associate’s degree from community or business college (preferred)Real estate paralegal (knowledge of deeds, deeds of trust, mortgage notes, title insurance; residential and acreage real estate transactions) and/or mortgage experience (TRID; compliance) (preferred) Location: Mechanicsville Office, 7104 Mechanicsville Turnpike, Mechanicsville VA  23111 Supervisor: Bobbi Powell, Loan Operations Supervisor Applications Accepted Through: Tuesday, April 16, 2024 AA/EOE/M/F/D/V