Credit Analyst

POSITION: Credit Analyst

LOCATION: TBD - Candidate could work from any of the branch locations which are located in Tremonton, Logan, Evanston, Roosevelt, Spanish Fork, Richfield, Cedar City or South Jordan.

COMPENSATION: Grade 10-11 ($55,000 - $70,000) Depending on education and experience, plus up to 15% additional performance based variable incentive compensation. Comprehensive benefits package also provided.

RESPONSIBILITY: Prepares financial analysis, credit memos and loan monitoring of credits across the Association. In consultation with account managers, develops realistic loan structures, monitors loan performance; validates and reconciles financial information utilized in the credit decision process and completes industry specific research to validate key financial metrics. Ensures reporting of financial analysis and loan classifications are accurate. Performs other duties as assigned.

QUALIFICATIONS:

• BA/BS degree with emphasis in accounting, agriculture, or business required.
• Entry level candidates will be considered. However, prefer a minimum of at least two (2) years of agricultural credit, accounting or related agricultural financial reporting experience preferred.
• Understanding of financial accounting and financial statements, including complex consolidations, tax return analysis, borrowing base reports, global cash flow and reconciliations.
• Working knowledge and understanding of Farm Credit regulations preferred.
• Strong knowledge of agriculture, accounting, business law and economics.
• Applicant must have ability to interact effectively with people at all levels of the organization and to convey ideas clearly. Skills in planning and organization. Must be self-motivated with a good work ethic. Ability to exercise initiative and judgment.
• Proficient in the use of computer hardware and software common to the Association (i.e. Excel, Word, Windows, Hot Docs, etc.)

GENERAL DATA: For over 100 years, the Association has been providing agricultural lending services to commercial and mortgage borrowers in Utah and portions of Wyoming, Nevada and Arizona.

FINAL FILING DATE: Applications will be accepted until the position is filled.

Date: February 13, 2024

We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

EEO/AA Employer M/F/V/D