Loan Officer

Loan Officer Position

Position Title

Department/Branch

Reports to

Loan Officer

Pounding Mill

Chief Lending Officer

Employment Status

FLSA Status

Effective Date

☐ Temporary ☒ Full-Time ☐ Part-Time

☒ Non-Exempt ☐ Exempt

Immediately

Position Summary

Primary lender for the branch location. Approve or deny loan applications for consumers and businesses. Act as a liaison between customers and Legacy Bank and help qualified applicants acquire loans in a timely manner.

Essential Duties and Responsibilities

The essential functions include, but are not limited to the following:

• Provides high level, consistent services to our clients while creating a relationship based on sales and service culture at the branch ensuring the client relationship is always developed.
• Assists Senior Management when necessary to complete assigned projects and goals associated with member services.
• Ensures the branch is in compliance with all regulations relating to lending.
• Becomes subject matter expert in all branch software and branch equipment.
• Enhances and updates all branch procedures.
• Works to build a perfect client experience at their location.
• Is an effective communicator with area businesses, employers, students and represents Legacy Bank and necessary functions.
• Performs other duties as assigned.

Minimum Qualifications (Knowledge, Skills, and Abilities)

• Bachelor's degree in business, management, or similar field preferred. (Candidates with degree in-process will also be considered.
• Two to Five years or similar or related experience (Prior lending or loan processing experience preferred).
• Interpersonal Skills - The ability to motivate or influence others through team building is a material part of the job, requiring a significant level of integrity, diplomacy, and trust.
• Strong leadership skills.
• Strong listening skills- must be able to listen and comprehend clients' inquiries or concerns to provide a valuable solution.
• Strong communication skills - verbal and written. Must be comfortable speaking in public and making presentations in a professional manner to a variety of groups on behalf of the Bank.
• Teamwork- able to contribute to building a positive team spirit and culture.
• Quick learner, detail oriented and effective at managing and prioritizing multiple tasks.
• Sales Management experience in a financial institution, retail, or service industry.
• Maintain confidentiality and tact with clients and coworkers' information.

Physical Demands and Work Environment

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions. While performing the duties of this position, the employee is regularly required to talk or hear. The employee frequently is required to use hands or fingers, handle or feel objects, tools, or controls. The employee is occasionally required to stand; walk; sit; and reach with hands and arms. The employee must occasionally lift and/or move up to 50 pounds. Specific vision abilities required by this position include close vision, distance vision, and the ability to adjust focus. Must have flexibility to deal with changing work hours and locations as needed. The noise level in the work environment is usually low to moderate.

Note

This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. To perform this job successfully, the incumbents will possess the skills, aptitudes, and abilities to perform each duty proficiently. Some requirements may exclude individuals who pose a direct threat or significant risk to the health or safety of themselves or others. The requirements listed in this document are the minimum levels of knowledge, skills, or abilities. This document does not create an employment contract, implied or otherwise, other than an "at will" relationship.

The company is an Equal Opportunity Employer, drug free workplace, and complies with ADA regulations as applicable.